Credit Risk and Reserves Analyst

Company

About the Role:

The Credit Risk and Reserves Analyst supports the Condition Monitoring Discount Window Lending Collateral administration and Reserves functions in theCredit Risk and Reserves Management (CRRM) Department. This position will report to the Director of Condition Monitoring and Risk Management in the CRRM Department. The Credit Risk and Reserves Analyst will perform risk assessments on depository institutions complete master account request reviews assist with regulator outreach efforts and provide briefings to management and the may also serve on System and District projects/workgroups that support the departments functions. The Credit Risk and Reserves Analyst is expected to work under a moderate to limited level of supervision and collaborate with team members to solve problems and moderately-complex requests.

You Will:

• Under moderate to limited guidance perform routine to complex operational and analytical duties in assigned area of responsibility.

• Perform financial analysis on the condition of District depository institutions including analysis of capital asset quality management earnings performance and liquidity. Also perform financial analysis of other business entities to determine level of counter-party risk to the Reserve Bank.

• Analyze account access and financial services requests from eligible institutions in the District. Perform evaluation of new and existing accounts relationships to determine risks to the Reserve Bank payment system and financial stability.

• Complete assigned work products including risk assessments account reviews analysis of depository institution self-assessed net debit caps and other correspondence to institutions.

• Communicate with institutions and processes moderately complex requests and questions regarding loan advances payments intraday credit and account administration.

• Perform operational tasks related to the administration of accounts and payment system risk including problem institution resolution account openings and closings structure changes institutional mergers monitoring overdraft usage applying charges and assisting with counseling institutions.

• Ensure services delivered to District institutions are efficient accurate and timely.

• Assist with maintaining an effective control environment and ensuring compliance with and enforcement of applicable Federal Reserve rules guidelines and regulations.

• Coordinate with external governance partners during department effectiveness reviews (e.g. internal audit financial statement audit Board oversight).

• Participate in and occasionally lead projects workgroups or committees at the department Reserve Bank and/or Federal Reserve System level.

• Prepare and sometimes deliver briefings presentations recommendations and other communications for key internal and external stakeholders regarding matters impacting key business functions internal applications and policy issues.

You Have:

• Bachelors degree in Finance Accounting Economics Business or related fields.

• Must have at least 2-6 years of work experience focused on credit risk collateral operations financial analysis payments reserves or treasury operations banking supervision and regulation or related fields.

• General to intermediate knowledge of department operations internal control frameworks (COSO/SOX) banking laws and regulations and Federal Reserve policies and operating circulars.

• Experience working for a federal or state regulator as an examiner/risk specialist is a plus.

• General to intermediate business acumen and knowledge of financial markets and effective analytical critical thinking and problem-solving skills.

• General to intermediate knowledge of current and relevant information technology security access provisioning productivity software (Microsoft Office) data analytics artificial intelligence and how to apply it for business use.

• Effective written and verbal communication skills with the ability to present at department and Reserve Bank level.

• Effective project management skills including organization planning and execution.

• Effective interpersonal skills and ability to collaborate effectively with internal and external colleagues at same or higher levels of responsibility.

• Equivalent education and or experience may be substituted for any of the above.

Our Benefits:

Our total rewards program offers benefits that are the best fit for you at every stage of your career:

• Comprehensive healthcare options (Medical Dental and Vision)

• 401K match and a fully funded pension plan

• Paid vacation holidays and volunteer hours; flexible work environment

• Generously subsidized public transportation and free parking

• Annual tuition reimbursement

• Professional development programs training and conferences

• And more

Notes:

This position may be filled at various levels based on candidates qualifications as determined by the department.

Travel Expectation: Up to 15% of time; within the Eleventh District (Texas New Mexico Louisiana)

This position requires access to confidential supervisory information and/or FOMC information which is limited to Protected Individuals as defined in the U.S. federal immigration law. Protected Individuals include but are not limited to U.S. citizens U.S. nationals and U.S. permanent residents who either are not yet eligible to apply for naturalization or who have applied for naturalization within the requisite timeframe. Candidates who are permanent residents may be eligible for the information access required for this position if they sign a declaration of intent to become a U.S. citizen and pursue a path to citizenship and meet other eligibility addition all candidates must undergo an enhanced background check and comply with all applicable information handling rules.

The Federal Reserve Bank of Dallas is proud to be an Equal Opportunity Employer and is committed to ensuring equal employment opportunity to all applicants.

If you need assistance or an accommodation due to a disability please notify your Talent Acquisition Consultant.

Full Time / Part Time

Regular / Temporary

Job Exempt (Yes / No)

Job Category

Work Shift

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