Commercial Lending Specialist I

Ent Credit Union

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profile Job Location:

Apple Valley, OH - USA

profile Monthly Salary: Not Disclosed
Posted on: 5 hours ago
Vacancies: 1 Vacancy

Job Summary

Essential Functions

  • Guided management of the process to track progress toward commercial acquisition and refinance loan closings:
    • Prepares and facilitates regular meetings with lenders and analysts.
    • Tracks assigned tasks and works with lender and/or leader to meet the closing timeline.
    • Orders appraisal environmental and site visit reports from established third-parties.
    • Completes amortization schedules and lender closing costs worksheets.
    • Collaborates with leader to review loan documents and discuss open questions.
    • Drafts internally created loan documents (when applicable).
  • Follows an established checklist to ensure complete document packages are in place after closing:
    • Booking new commercial loans to the core loan system in a timely and accurate fashion.
    • Confirming that ticklers and covenants are established for future monitoring.
    • Assembling and electronically filing complete loan packages in a timely manner.
  • Assists in the collection and filing of collateral perfection lien protection items and monitoring items throughout the life of the commercial loan portfolio including but not limited to:
    • Covenant tracking for required financial documents.
    • Insurance coverage.
    • Recorded Mortgage/Assignment of Leases & Rents and Final Title Policies.
    • UCC Filings/Renewals/Terminations.
  • Awareness of regulations applicable to commercial loans and deposit accounts including:
    • HMDA for applicable loans secured by residential real estate.
    • Other regulatory and legal compliance related to commercial loans and deposit accounts.
  • Serves as a contact point for commercial members with questions regarding their Wings commercial loans.
  • Takes on assigned daily requests from members such as statements loan and deposit account questions and completes wires with some guidance from leader or other members of the team.
  • Assists past due payments NSF items and post-closing item collection tasks.
  • Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures and regulations pertaining to the Bank Secrecy Act.

Qualifications :

Minimum Formal Qualifications for this Position:

  • High School Diploma/G.E.D. required
  • Associates Degree Two-year post-secondary degree preferred
  • 3 years of customer facing banking experience required
  • Some commercial servicing experience required
  • Bondable

Technical or Specialized Knowledge/Skills:

  • General knowledge of Commercial Deposit Account services and products.
  • Maintains current knowledge of Federal and State laws and regulations as well as industry best practices including BSA AML Patriot Act CIP and OFAC regulations and guidelines.
  • Proficient in the use of personal computer and software including Microsoft Word Excel PowerPoint Edge and Outlook as well as alternative web browsers.
  • Proficient in bank operating platforms and an understanding of loan documentation software.
  • Proactive self-starter while gaining the skills to manage multiple responsibilities reprioritization and shifting deadlines.
  • Accuracy and attention to detail as well as utilizing critical thinking and judgement skills.
  • Strong interpersonal skills; comfortable working with people at all organizational levels; able to adapt to differing communication styles.

Additional Information :

PAY RANGE: $28 to $32 (S13) plus 10% annual target bonus.
Final compensation for this position will be determined by various factors such as relevant work experience specific skills and competencies education certifications location and internal pay equity.

BENEFITS:

  • Generous 401(k) match
  • 401k Discretionary Profit Sharing
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Short Term and Long Term Disability
  • Health Savings Account with company contribution
  • Employee Assistance Program
  • Paid Vacation Sick Floating Holidays and Volunteer Time Off
  • Paid Holidays
  • Tuition Reimbursement
  • Paid Parental Leave

We anticipate this position to close on 05/20/2026. Please submit your application at your earliest convenience to be considered.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
 

 

 


Remote Work :

No


Employment Type :

Full-time

Essential FunctionsGuided management of the process to track progress toward commercial acquisition and refinance loan closings:Prepares and facilitates regular meetings with lenders and analysts.Tracks assigned tasks and works with lender and/or leader to meet the closing timeline.Orders appraisal ...
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About Company

Ent Credit Union exists to improve the financial quality of life of the people we serve. This mission drives us every day, but we are more than our mission. We're also individuals using our unique abilities to make our organization, and the communities we serve, better than they were ... View more

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