Financial Restructuring & Recovery Officer

The Financial Restructuring & Recovery Officer is responsible for managing complex highrisk and distressed commercial credit relationships including restructurings bankruptcies litigation and recoveries. This role performs indepth financial legal and business analysis to assess repayment risk develop rehabilitation or exit strategies and maximize recoveries while minimizing losses. The officer serves as a key point of contact for distressed customers and works closely with internal partners legal counsel and senior leadership.

Find out morehereabout how you can unleash your full potential at DLL

Day to Day

Portfolio & Risk Management

• Aggressively manage a portfolio of distressed relationships including restructurings forbearance repossessions legal remedies and bankruptcies.
• Perform comprehensive credit evaluations and risk analysis across multiple wholesale and retail industries including Food Ag & Outdoor Construction Transportation & Industrial Technology Solutions Office Equipment Clean Technology and Healthcare.
• Escalate material risks and emerging issues to management in a timely manner.

Restructuring Workout & Recovery Strategies

• Develop and execute restructuring rehabilitation exit liquidation and recovery strategies to mitigate risk and preserve collateral.
• Propose and implement negotiated settlements payment arrangements legal actions and repossession/remarketing strategies as appropriate.
• Monitor compliance with restructured agreements ensure payment arrangements are adhered to and apply funds accurately.
• Manage aftercare portfolios and execute deficiency balance recovery strategies to maximize collections.

Financial Legal & Business Analysis

• Perform indepth analysis of financial statements cash flow collateral market conditions legal documentation and contractual risk.
• Maintain advanced understanding of bankruptcy proceedings UCC federal and state collection laws creditor rights and litigation processes.
• Work closely with outside counsel to manage litigation bankruptcy cases and enforcement actions.
• Ensure compliance with all global and local credit risk management policies vendor program agreements and loss pool/recourse requirements.

Stakeholder Communication & Leadership

• Develop and maintain effective working relationships with distressed customers to influence business plans and outcomes with the objective of rehabilitation where feasible.
• Coordinate prepare and present Loan Strategy Reports local and global senior management and credit committees.
• Collaborate crossfunctionally with Legal Credit Sales Asset Management Remarketing Commercial Finance Portfolio Management and vendor partners.
• Provide guidance coaching and support to Litigation & Recovery team members on risk assessment and workout strategies for smaller or less complex accounts.
• Contribute to policy procedure and process development; support training and risk awareness initiatives across the organization.

All members enjoy

• Two working days per year volunteering for a local charity.
• Health and Wellness program including healthy food free health checks fun health & vitality activities.
• Flexible hours with possibility to work from home
• Career development opportunities: online learning member development programs.
• Click thislinkfor an overview of all the benefits in your region.

We lead the way in meeting the need for flexibility and transparency which our customers increasingly expect

Essentials:

• Bachelors degree in Finance Business Accounting or a related field (MBA preferred) or equivalent relevant experience.
• 710 years of progressive experience in commercial credit restructuring workouts litigation or recovery with exposure to complex and largeticket transactions.
• Advanced expertise in financial analysis credit risk management restructuring techniques and workout strategies for complex credits.
• Strong knowledge of bankruptcy law UCC collection laws litigation processes and creditor remedies.
• Ability to synthesize complex financial legal and operational data and translate it into clear risk recommendations and action plans.
• Excellent written and verbal communication skills with the ability to present strategies and outcomes to senior leadership.
• Proven ability to prioritize multiple competing demands and operate effectively in a fastpaced highrisk environment.
• Strong collaboration skills and the ability to work effectively in a networked crossfunctional organization.
• Proficiency with Excel Word and financial statement spreading or analysis tools preferred.

Choose Wellbeing

DLLs wellbeing ambition is to educate equip and empower members to build connections manage their mental emotional physical and financial wellness and maintain balance between work and the other priorities that make up their lives.

Our four wellbeing categories are as follows:

• Connection Build meaningful connections with other DLL members
• Health Manage mental emotional and physical health
• Finance Provide learning opportunities to help members achieve personal financial health
• Lifestyle Maintain balance between work and life priorities

These are the things that matter to our members and the wellbeing of our members matters to DLL!

Settling In

At DLL we are many things. We are team members family members community member. We are members of society members of different cultures and nationalities. Members of change. We each have different beliefs different passions different viewpoints talents and interests. We come from different backgrounds cultures nationalities and histories.

But for all of our differences we share one thing in common: each of us are members of DLL.

Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration less hierarchy and an honest directness that enable us to integrate ideate and innovate across country lines.

Many companies say they are European American Asian or Australian at DLL we are all these places and more.

We are a cross-culture collaborative an interconnected network that comes together every single day with one goal in mind:Partnering for a better world.

Good to Know

Desired Primary Work Location: Wayne PA / Des Moines IA

Applicable pay range

$89510.00 - $134264.00

DLL is considering candidates in numerous locations. The pay estimate displayed represents the typical pay range for candidates hired for this position in the desired primary work location. Pay may be adjusted outside the projected range based on geographical differentiation as well as for any other lawful reason. Additional factors that may be used to determine your actual pay include your specific skills years of relevant experience you possess and other work-related qualifications. Many candidates may start in the bottom half of the applicable pay range especially those with less experience or qualification.

This position is subject to the terms of DLLs compensation plans and policies. Further the position includes all other benefits provided to DLL employees including healthcare benefits 401k matching vacation sick leave parental leave possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.

• Deadline for application: Tuesday May 26 2026 (Due to high volume of applications this requisition may close prior to posted close date)
• The selection process may involve an assessment.
• Applications via email will not be reviewed. Please apply online via our career website.
• DLLs referral program applies
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• For more information please contact our Talent acquisition partner Wayne Croft via

DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check.

DLL is an equal opportunity employer. We are committed to inclusive barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.

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