Software Engineer, Account Discovery

Were hiring a Backend Engineer to join our Account Discovery team the primary gateway into Wise.

This team powers the dashboard customers see when they first log in. We turn account activity into clear fast reliable summaries and deliver contextual personalised recommendations that help customers discover new ways to manage their money with Wise.

What youll build

• Backend services that generate near real-time account overviews (recent actions balances key events) that are easy to understand and trust.
• Recommendation and discovery capabilities that are personalised context-aware and measurable.
• APIs and supporting systems that make the dashboard fast consistent and available across devices and regions.

You will build the backend behind Wises first-screen experience high-scale low-latency services that stay fast under heavy traffic. Balance real-time freshness with rock-solid correctness and deliver personalisation at scale thats genuinely useful.

Youll also tackle distributed systems complexity (resilience failures retries idempotency) enable experimentation and measurement (A/B testing instrumentation) and engineer with security privacy and compliance baked in from day one.

This is a chance to join an established high-impact team where your work directly helps millions of customers make better financial decisions based on their account information- every day.

Qualifications :

What do you need

• You have software development experience (preferably using Java)

• A strong product mindset and passion for customer experience you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points

• Great communication skills and the ability to articulate complex technical concepts to non-technical audience

• Experience working with relational and non-relational databases query optimisation and designing schemas

• You enjoy writing clean and testable code

• You believe in and follow best coding practices code reviews and open feedback

• Experience with CI/CD pipelines and Distributed and Concurrent Systems

Additional Information :

What you get back:

• RSUs in a growing company 

• An annual self-development budget

• Statutory maternity leave with a perk of 18 fully paid weeks of parental leave for birth or adoption

• Paternity leave for 18 weeks at full pay

• 3 fully paid me days per year to help you manage life

• Relocation and visa expenses covered 

• A paid 6-week sabbatical leave after four years 

Find out more about our benefits in our London office.

Interested Find out more:

•  How we work a practical guide

•  Wise Vlogs: Omar Engineering Lead 

•  Wise Tech Stack (2025 update)

•  Our Engineering career map

or check out our Engineering blog.

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what its like to work at Wise visit .

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what its like to work at Wise visit .

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Remote Work :

No

Employment Type :

Full-time