Senior Product Manager Business Lending

Who is Shift

At Shift were business specialists dedicated to helping Australian SMEs take control of their cashflow streamline trade terms and choose the right financial products.

We believe Australian businesses are the driving force behind our economy and are core to our communities. Thats why our business expertise focus on relationships and market-leading technology is at the core of everything we do. Weve helped solve the credit and payment pain points for more than 30000 businesses providing over $6 billion in aggregate funding.

Our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. Youll be joining a diverse team of over 300 people who are always looking to deliver better outcomes for Australian businesses.

About the role:
As our Senior Product Manager you will lead the end-to-end strategy performance and ongoing development of key products. Youll balance commercial goals with customer impact ensuring strong product-market fit sustainable growth and seamless operations. Working cross-functionally with Sales Credit Risk Tech Design and Leadership teams you will play a key role in scaling our products and delivering innovative solutions to customers.

What youll do:

• Own and drive the product roadmap ensuring initiatives align with Shifts growth strategy

• Take accountability for product performance across financial operational and customer metrics

• Identify opportunities to optimize pricing processes eligibility segmentation and lifecycle performance

• Collaborate with Risk Compliance and Operations to deliver scalable compliant and efficient products

• Work with Design and Tech to create intuitive engaging experiences that drive product adoption and retention

• Partner closely with Sales and divisional leaders to align product capabilities with market needs

• Keep product documentation workflows and policy definitions accurate across systems and teams

• Lead strategic portfolio planning including investment prioritization and commercial modeling

• Monitor and manage product risks serving as an escalation point when needed

• Leverage insights from customers brokers and channels to continuously evolve and strengthen our offering

What youll have:

• 7 years experience in product management within financial services fintech business lending or payments

• Strong commercial acumen including knowledge of unit economics and financial modeling

• Experience with credit policy risk frameworks and compliance requirements

• A proven record of leading complex initiatives and influencing senior stakeholders

• Confidence in cross-functional environments (Sales Credit Ops Tech Legal)

• Strong discipline with documentation and keen attention to detail

• Experience enhancing products through innovative technologies models or approaches (advantageous)

• Understanding of SME and business finance (highly regarded)

• A bias for action results and continuous improvement

Key benefits:

• Collaborative teams a flat structure means everyone can learn from colleagues and senior leaders around the business.

• Be involved come together with all of your colleagues every 100 days to share the product and technology roadmap and business strategy.

• Flexible working environment were headquartered in North Sydney with state-based workplaces and offer a flexible work policy.

• Family support industry leading 26 weeks paid parental leave.

• Purpose built spaces within our office designed for collaboration brainstorming socialising and focused work.

• Range of benefits supporting your physical psychological and financial wellbeing. From a day off on your birthday to excellent end of trip facilities.

#LI-Hybrid

Required Experience:

Senior IC