Solutions Architect Payment Systems

Brains Workgroup

Job Location:

New York City, NY - USA

Monthly Salary: Not Disclosed

Posted on: 10 hours ago

Vacancies: 1 Vacancy

Job Summary

Our client a major bank in New York City is looking for Senior Solutions Architect - Payment Systems (Director Level). New York City Location.

This is hybrid commute 2/3 days per week in the office.

** Must be authorized to work for ANY employer in US - NO H1 Visa support for this role

Salary range 200-225K plus around 20% bonus plus great benefits package.

Senior Solutions Architect Payment Systems

In this role you will be responsible for the end-to-end architecture solution design and technical oversight of payment platforms supporting Mizuho Americas domestic and crossborder payment capabilities.
This role acts as a hands-on technical leader and design authority partnering closely with product business risk operations infrastructure and security teams to deliver secure scalable and regulatory-compliant payment solutions. You will work closely with the enterprise architects and define target-state solution architectures guide implementation teams and ensure alignment with enterprise standards across high-value real-time and batch payment systems.
The position requires deep expertise in payment processing architectures strong understanding of financial messaging standards and the ability to drive complex initiatives across multiple platforms in a highly regulated environment.

JOB REQUIREMENTS OR EXPERIENCE

Business & Domain Experience

12 years of technology experience with 5 years in financial services or payments platforms
Proven experience architecting missioncritical high-volume regulated systems
Strong understanding of payments operations controls and regulatory considerations

TECHNICAL SKILLS

CORE MUST HAVE

Strong experience in enterprise and solution architecture within banking or payments environments
Hands-on architectural knowledge of:
- Distributed systems and microservices-based architectures
- API-led and event-driven integration patterns
- High-availability multi-region and fault-tolerant designs
Deep understanding of:
- Payment processing lifecycles
- Financial messaging standards (e.g. ISO 20022 XML/JSON-based formats)
Solid background in:
- Java-based enterprise platforms or equivalent JVM ecosystems
- Relational databases and transactional data models
- Messaging platforms and streaming technologies
Strong grasp of:
- Security architecture authentication authorization encryption and data protection
- Regulatory and risk controls relevant to payment systems
Ability to analyze document and communicate complex system interactions clearly to both technical and non-technical audiences

NICE TO HAVE

Experience with real-time or instant payment platforms
Exposure to vendor payment engines clearing systems or market infrastructures
Cloud and hybrid architecture experience (AWS Azure or private cloud)
Familiarity with container platforms and orchestration (OpenShift Kubernetes)
Knowledge of DevSecOps CI/CD pipelines and infrastructure-as-code
Experience supporting modernization from legacy payment systems to next-generation platforms

EDUCATION AND OTHER REQUIREMENTS

Bachelors degree in Computer Science Engineering or related discipline or equivalent practical experience
Strong written and verbal communication skills with the ability to influence senior stakeholders
Demonstrated ability to operate with high autonomy and accountability
Comfortable working across business technology risk and operations teams
Strong analytical mindset with a focus on enterprise value risk stewardship and long-term sustainability

PRINCIPAL DUTIES AND RESPONSIBILITIES

Solution Architecture & Design

Own the solution architecture for enterprise payment platforms including high-value payments real-time payments clearing settlement and reporting systems
Translate business requirements into end-to-end technical architectures covering application integration data infrastructure and security layers
Design solutions aligned with enterprise architecture principles target-state roadmaps and regulatory requirements
Evaluate trade-offs across scalability resilience performance cost and delivery timelines
Define integration patterns for internal systems vendor platforms and external market infrastructures

Payments Domain & Platform Architecture

Architect solutions supporting domestic and cross-border payment flows lifecycle processing reconciliation and exception handling
Apply strong working knowledge of payment rails clearing models and settlement mechanisms
Design architectures aligned with financial messaging standards (e.g. ISO 20022 legacy formats)
Support modernization initiatives including real-time payments API-led architectures and event-driven processing
Partner with business and operations teams to ensure solutions meet SLA resiliency and operational readiness requirements

Technical Leadership & Governance

Serve as a design authority throughout project lifecycles from concept through production deployment
Review and approve solution designs modeling artifacts and implementation approaches
Ensure adherence to architecture standards security controls and development best practices
Guide and mentor development teams influencing design decisions rather than managing day-to-day coding
Participate in architecture review boards technology evaluations and vendor assessments

Documentation & Standards

Produce and maintain architecture diagrams solution blueprints interface contracts and design specifications
Document current-state and target-state architectures including transition roadmaps
Contribute to enterprise reference architectures reusable patterns and design guidelines
Ensure architectural artifacts are audit-ready and suitable for regulatory review

Delivery Support & Production Engagement

Partner with delivery teams during build testing and deployment phases to ensure architectural integrity
Support SIT UAT and production readiness reviews including non-functional testing considerations
Provide architectural guidance during production incidents root-cause analysis and remediation planning
Collaborate with infrastructure DevOps and SRE teams on resilience observability and performance tuning

Please email your resume or use this link to apply directly:

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Staff IC

Our client a major bank in New York City is looking for Senior Solutions Architect - Payment Systems (Director Level). New York City Location.This is hybrid commute 2/3 days per week in the office.** Must be authorized to work for ANY employer in US - NO H1 Visa support for this roleSalary range 200...