Senior Originator – Residential Development Finance

City Capitalare currently representing a highly respected and well-capitalised specialist property lender with a strong focus on supporting SME housebuilders across England and Wales. This is an exciting opportunity to join a growing platform with significant momentum offering the chance to play a key role in driving new business within the residential development finance market.

The Company

Our client is a specialist development finance lender focused on delivering flexible funding solutions to SME developers and property investors. With strong institutional backing the business benefits from consistent access to capital enabling it to support a wide range of residential-led projects across the UK.

The firm has builta strong reputationfor its speed of execution transparency and long-term client relationships. Over the past 12 months it has deployedin excess of350mdemonstratingboth its operational capability and its commitment to supporting the UK housebuilding sector.

The loan book is heavily weighted towards residential development with a broad range of projects including housing schemes apartment developments and select specialist residential assets such as retirement living and social housing. While the business does consider mixed-use schemes these are typicallyresidential-led.

Due to continued growth and increasing deal flow the business is now looking to strengthen its origination team. This hire will play a key role in driving new lending opportunities and contributing to the firms ambitious growth plans.

Role Overview

This role will focus on originating and structuring new development finance opportunities primarily within the residential sector. The successful candidate willbe responsible forbuilding andmaintainingrelationships with SME housebuilders and property developers with the aim of generating a consistent pipeline of high-quality transactions.

You will work closely with internal credit and execution teams to ensure deals are structured effectively and progressed efficiently through to completion. Externally youwill engage with borrowers brokers and industry professionals to build a strong network and drive new business.

The role offers a high degree of autonomy allowing you toleverageyour existing network whilebenefitingfrom the support of an established platform. You will be expected to take ownership of deals frominitialorigination through to completion.

Given the nature of the lending book the role willpredominantly focuson residential development transactions including housing schemes apartment blocks and some specialist residential projects.

Responsibilities

Originate and structure development finance transactions (1m30m)

Build and maintain relationships with developers investors and intermediaries

Generate and manage a pipeline of new business opportunities

Assess opportunities and present deals internally

Work closely with credit and execution teams to progress transactions

Negotiate commercial terms with borrowers and brokers

Maintain a strong understanding of market trends and competitor activity

Represent the business at industry events and networking opportunities

Candidate Requirements

The ideal candidate will be a driven and commercially astute originator with a strongtrack recordin development finance. You will be confident in building relationships proactive in generating opportunities and capable of operating with a high degree of autonomy.

Proven experience in development finance origination

Strong track record within residential development lending

Experience working with SME developers / housebuilders

Cradle to graveexperience is essential

Strong network within the property development market

Excellent relationship-building and communication skills

Commercially minded with strong deal structuring capability

Ability to work independently while contributing to a wider team

On Offer

The role offers a competitive base salary ranging from 90k-120k depending on experience. Higher offers may be considered for exceptional candidates with a strongtrack record.

In addition there is a highly attractive bonus structure linked directly to deal revenuewhichprovides significant earning potential.

The business offers clear progression opportunities as it continues to grow with the potential to take on increased responsibility and play a key role in shaping the origination function.

The roleoperateson a hybrid working model offering flexibility alongside client-facing responsibilities.

Next Steps

There is a reasonable amount of urgency to fill this position in line with the companys growthobjectives. Due to the nature of the role & opportunity we do not expect it to be on the market for long.

If this role does sound like one that you are both qualified for and interested in then we look forward to your application as soon as possible.

Once we have reviewed yourapplicationwe will be in touch with an update.

We look forward to hearing from you.

TheCity Capital Team