Few people get to build a bank from scratch. Even fewer get to build one at a moment when banking itself is being reinvented.

The dollar is the best product in the history of the world with practically infinite global demand but distribution is broken. Global clearing runs on legacy banks that are closed 115 days a year built for humans and take two days to settle. Augustus is the update to the internet era. We received conditional approval from the OCC to charter Americas first stablecoin-native clearing bank that is always open made for machines at the speed of compute.

We are a group of operators unicorn early employees ex-founders and people who walked away from degrees because they believe this is an industry and career defining opportunity. Were backed with $40M from Peter Thiels Valar Ventures Creandum and founders of Ramp Deel and Circle.

We are regulated in Europe and live with Euro and Stablecoin clearing today. Now we are building the US team from the ground up while continuing to grow rapidly in Europe.

The Role

You are the second credit hire at Augustus. You will build the credit function from zero alongside the Chief Credit Officer: the framework the products the workflows and eventually the team.

You will own the full loan book corporate and HNWI borrowers from origination through payoff. You will underwrite new credits manage existing ones monitor risk ratings and own the credit relationship end-to-end. You also build the layer underneath: scalable workflows AI-assisted tooling and the operational systems that make all of it possible at speed.

Your First Six Months

• Months 1-2: Launch the initial credit products and run underwriting and portfolio management with support from the CCO. You iterate shoulder to shoulder with the CCO product and sales teams to deliver a world class borrower experience.

• Months 3-4: Own the underwriting and portfolio management workflows with limited oversight. You further optimize our credit process to be faster safer and more robust.

• Months 5-6: Improve our workflows for greater scale and product depth. You constantly rethink our process and look for new and better ways to manage risk. You build the primitives for the next set of credit products.

Who Will Thrive At Augustus

We believe that throwing smart people with high agency at big problems produces the best outcomes. The people who succeed here share the following traits:

• Relentless: You cant leave something broken. You dont stop because it got hard or because no one is watching.

• Set The Bar: Youre harder on yourself than anyone else would be. You dont need external accountability to care about quality.

• Shape The Game: You dont wait for a playbook and you dont need one. You walk into genuinely new territory and figure it out. You move before anyone asked you to.

• Systems First: You dont solve problems by adding people or effort. You build systems that make the problem smaller. Your first instinct is to automate not to handle it manually.

This role is for you if:

• You communicate clearly and concisely.

• You notice an issue and solve it before it becomes a problem - you dont wait to be told.

• Youre detail oriented and data driven - you care about getting the small details right.

• Youre AI native - youre already using the latest tools in your work and want to build on top of these platforms.

• You want to build a lending business from zero to one.

• You want to work with the most cutting edge companies in the blockchain space.

• You want to use a modern technology stack in a banking context.

• You want to create new lending products and launch them.

• You want a front row seat on how decisions are made at a regulated bank.

This is not for you if:

• You want to follow old playbooks or do things the way theyve always been done.

• Youd rather manage a team than do the work yourself.

• You want to do everything in Word and Excel and not leverage AI.

• You like to take weeks to underwrite a new deal.

Hard Requirements

• 5 years of commercial credit underwriting/portfolio management experience at a Bank Fund or Fintech.

• Strong financial modeling and investment analysis skills.

• Fluent in using LLMs to improve workflows.

• Based in NYC or Dallas or willing to relocate - this is an in-office role.

Pay transparency:

Compensation packages at Augustus include base salary equity and benefits. New hire offers are made based on a candidates experience expertise and geographic location. The annual US base salary range for this role is $150000-$200000 equity.

What We Offer

• Career Growth: You will be given more responsibility and pushed to grow faster than ever before.

• Network: Your peers are brilliant highly motivated people. These people will be foundational in your future opportunities.

• Real Participation: Employees are shareholders. You will think and act like an owner.

• Perks & Benefits: Relocation support visa support the latest Apple gear (MacBook AirPods) lunch benefit gym benefit a beautiful office in the heart of the city 4x on-/offsites per year and an annual development budget.

• Health & Insurance: Our US team receives comprehensive Medical Dental and Vision insurance plans. We are offering 401(k) retirement plans.

Augustus is committed to creating an inclusive environment where people from all backgrounds can thrive and where different viewpoints and experiences are valued and respected. Augustus will consider all applications for employment without regard to race ethnicity national origin religious beliefs gender identity or expression sexual orientation neurodiversity disability age parental or veteran status.