Senior Data & Risk Analyst

About Us

How This Role Impacts Live Oak and Its People

The Senior Data & Risk Analyst supports an aligned department by strengthening data strategy managing operational risk and driving technology adoption. This role works closely with the department head and leadership team to improve financial and operational outcomes. The role helps ensure the integrity of systems data and processes that support portfolio health performance management and regulatory compliance. This role requires a strong analytics background financial acumen and a demonstrated ability to leverage business knowledge and data to evaluate performance identify risk and inform decision-making.

We are hiring for two roles one supporting Small Business Banking and the other supporting our Credit division. Candidates selected to move forward will discuss the specific assignment during the recruiter screen. Both are onsite positions at our HQ in Wilmington NC.

What Youll Do at Live Oak

• Develop a deep understanding of business goals and priorities and align analytics and insights to desired outcomes

• Partner with enterprise data teams to build and maintain highquality datasets and ensure a single source of truth

• Extract analyze and interpret data using Databricks and related tools to generate reporting and actionable insights

• Build dashboards and track KPIs using BI tools and Excel

• Lead data reporting quality and automation efforts to improve transparency and operational efficiency

• Collaborate across departments to implement technology solutions that reduce risk and streamline workflows

• Recommend updates to policies procedures and controls to mitigate operational risk

• Identify and address process inefficiencies through datadriven analysis and solutions

• Uphold Live Oaks values through ethical conduct collaboration and accountability

• Maintain a high standard of regulatory awareness including BSA AML CIP and OFAC (as applicable to the aligned department)

Data & Technology

• Build and manage dashboards and databases using BI tools (Databricks PowerBI Tableau Excel)

• Use SQL and Python to support data analysis reporting and automation

• Partner with Technology Finance Risk Credit Sales and Operations teams to evaluate and implement thirdparty software solutions

• Modernize legacy workflows using lowcode platforms and automation frameworks

• Communicate technical concepts and solutions clearly to both technical and nontechnical stakeholders

Performance Management & Analytics

• Own and maintain the KPI framework for the aligned department

• Develop executive and boardready dashboards insights and data narratives that clearly communicate performance risk and key decisions

• Identify trends emerging risks and performance gaps and recommend corrective actions

• Conduct ad hoc analyses to investigate business questions and explain metric movement

• Lead monthly and quarterly reporting cadence delivering clear executivelevel insights on performance risk and trends

• Support and reinforce a culture of accountability collaboration and datadriven decisionmaking

Risk Management

• Analyze portfolio or operational performance to identify emerging risks

• Prepare executivelevel reporting on asset quality compliance and risk trends

• Conduct risk assessments and support internal and external regulatory or audit requests

• Recommend policy procedure and control enhancements to reduce risk exposure

Business Support & Compliance

• Review systems processes and workflows for compliance with internal standards and applicable regulatory requirements

• Propose and implement process improvements to increase productivity improve data integrity and reduce operational risk

Required Experience

• Bachelors degree

• 5 years of experience in financial services with a focus on analytics finance risk or portfolio management

• Experience performing financial analysis building forecasts and business models sales or marketing analysis and/or developing customer or operational insights

• Familiarity with BI tools and dashboard development (e.g. Tableau Power BI Databricks Dashboards) to visualize data and communicate insights

• Advanced proficiency in Microsoft Excel including XLOOKUP pivot tables conditional formatting and data analysis tools

• Strong ability to synthesize complex and disparate data into clear reports and insights that support executive decisionmaking

• Ability to communicate complex ideas in a clear concise and accessible manner

• Demonstrated ability to partner effectively across functions and levels of the organization

• Strong track record of meeting hard deadlines and managing competing priorities

• Work sponsorship is not supported now or in the future

Preferred Experience

• Advanced degree

• Strong proficiency in SQL including writing complex queries and working with large multitable datasets

• Financial analytics portfolio management or risk management experience

Our Values

• Dedication:Possess a deep commitment to Live Oak Banks mission and core values exemplified through a strong work ethic adaptability and pride in your work.

• Ownership:Take initiative to deliver positive results by proactively and creatively solving problems while maintaining a high degree of quality.

• Respect:Treat everyone with courtesy politeness and kindness.

• Innovation:Embrace fresh ideas and fearlessly contribute new solutions to emerging or existing problems.

• Teamwork: Foster collaboration accountability and trust with others and understand that together we do more

For a detailed overview of our employee benefits please visit: Oak Bank is an Affirmative Action and Equal Opportunity Employer Minorities/Women/Veterans/Disabled. We consider applicants for employment without regard to race color religion sex sexual orientation gender identity national origin age genetic information veteran status or disability. Equal access to programs service and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources at.

EEO is the Law

Please note that we provide at least the minimum requirement of paid sick leave to our employees who reside in states that require employer-paid sick leave including but not limited to Arizona California Colorado District of Columbia Maine Maryland Massachusetts Michigan Nevada New Jersey New Mexico New York Oregon Rhode Island Vermont and Washington.