Compliance Officer Argentina

DLocal

Job Location:

Buenos Aires - Argentina

Monthly Salary: Not Disclosed

Posted on: 13 hours ago

Vacancies: 1 Vacancy

Job Summary

Why should you join dLocal

dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate we make it possible for our merchants to make inroads into the worlds fastest-growing emerging markets.

By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000 teammates from 30 different nationalities and developing an international career that impacts millions of peoples daily lives. We are builders we never run from a challenge we are customer-centric and if this sounds like you we know you will thrive in our team.

What will you be doing

Manage and oversee the Argentina Financial Crime Compliance and AML/CTF Programme ensuring alignment with local regulatory requirements and group standards.
Prepare and maintain the AML/CTF annual Risk Self-Assessment including the development and ongoing improvement of its methodology.
Ensure the effective operation of Transaction Monitoring and Sanctions Screening controls including oversight of alert handling and escalation processes.
Manage the suspicious activity reporting process ensuring full compliance with the requirements of the Argentine Financial Intelligence Unit (FIU).
Act as the primary point of contact with regulatory authorities and supervisory bodies maintaining proactive and constructive relationships.
Lead regulatory inspections and audits from start to finish including preparation coordination of internal stakeholders responses to findings and remediation follow-up.
Proactively monitor and communicate regulatory developments and changes in Argentina ensuring timely dissemination to internal teams and relevant stakeholders.
Design and propose customized AML transaction monitoring scenarios tailored to the risk profile of customers operating in Argentina.
Define and propose KYC onboarding requirements and controls aligned with local regulations and risk-based standards.
Establish and monitor the risk appetite for payment processing activities including defining thresholds and controls for alert monitoring.
Collaborate with internal teams to develop and refine transactional monitoring rules and financial crime controls.
Maintain and contribute to the companys compliance obligations repository ensuring completeness and regulatory accuracy.
Prepare review and maintain AML/CTF policies and procedures ensuring they remain aligned with regulatory guidance and internal governance frameworks.
Incorporate guidelines best practices and communications issued by the FIU into internal controls processes and training programmes.
Serve as the key liaison between local management (Board of Directors) and Group Compliance/management ensuring alignment between local regulatory expectations and group strategy.
Own and manage relationships with local banking partners and financial institutions ensuring compliance expectations are met and maintained.
Inform directors managers employees and collaborators about changes in Argentine AML/CTF/CPF regulations and their operational impact.
Advise teams across the organization on compliance matters regulatory expectations and financial crime risk mitigation best practices.
Prepare thematic reports and periodic compliance reporting both internally and for regulatory or external stakeholders where required.
Develop implement and maintain the financial crime compliance training programme ensuring appropriate coverage and recordkeeping of completion rates.
Promote a strong risk-aware culture across the organization and ensure adherence to internal control practices.
Monitor risk identification and assessment across company processes including tracking and resolution of compliance incidents.
Follow up on recommendations and remediation actions stemming from internal audits regulatory inspections and control reviews.

What skills do you need

Bachelors degree in Law Business Finance Accounting or a related field or equivalent professional experience.
5 years of experience in Financial Crime Compliance including AML Transaction Monitoring Sanctions Screening and KYC ideally within fintech or financial services.
2 years of experience in a senior compliance role preferably acting as Compliance Officer MLRO or equivalent.
Demonstrated experience interacting with regulators and supervisory authorities including managing Suspicious Activity Reports (SARs).
Proven experience leading regulatory audits or inspections and managing remediation processes.
Strong technical understanding of AML/CTF risk assessments and financial crime control frameworks.
Solid knowledge of the Argentine financial crime regulatory landscape and FIU expectations.
Experience designing transaction monitoring scenarios and risk-based KYC onboarding frameworks.
Strong stakeholder management skills with the ability to engage effectively with regulators senior management and banking partners.
Experience working in dynamic high-growth environments ideally within fintech or digital payments.
Excellent written and verbal communication and presentation skills.
Fluent in English (Spanish strongly preferred/required depending on context).
Strong organizational and prioritization skills with the ability to manage multiple initiatives simultaneously.

What do we offer

Besides the tailored benefits we have for each country dLocal will help you thrive and go that extra mile by offering you:

- Flexibility: we have flexible schedules and we are driven by performance.

- Fintech industry: work in a dynamic and ever-evolving environment with plenty to build and boost your creativity.

- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.

- Social budget: youll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!

- dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team Weve got your back!

Flexibility in how you work: We focus on impact and productivity over fixed hours. This means our teams have flexible schedules and depending on your role and location you will combine selfmanaged focus time with moments of inperson connection in our collaboration hubs.

What happens after you apply

Our Talent Acquisition team is invested in creating the best candidate experience possible so dont worry you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!

Also you can check out ourwebpage Linkedin and Youtubefor more about dLocal!

We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.

Required Experience:

Unclear Seniority

Why should you join dLocaldLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we opera...