Global Payments Flow Strategist

About Payoneer

Founded in 2005 Payoneer is the global financial platform that removes friction from doing business across borders with a mission to connect the worlds underserved businesses to a rising global economy. Were a community with over 2500 colleagues all over the world working to serve customers and partners in over 190 countries and territories.

By taking the complexity out of the financial workflowsincluding everything from global payments and compliance to multi-currency and workforce management to providing working capital and business intelligencewe give businesses the tools they need to work efficiently worldwide and grow with confidence.

Role Summary

As a Global Payments Strategist at Payoneer you will play a critical role in supporting the companys global licensing strategy regulatory initiatives and product expansion by ensuring that end-to-end fund movements are accurately documented regulator-ready and aligned with evolving compliance requirements. You will act as a strategic partner across Product Treasury Legal Compliance and Operations maintaining a centralized view of how funds move across licensed entities products banking partners and payment corridors.

This role owns the documentation and ongoing maintenance of Payoneers global funds flow framework including safeguarding models legal ownership of funds and intercompany settlement structures. You will support licensing activities regulatory reviews audits and banking partner due diligence by delivering clear consistent and defensible documentation across a highly dynamic and global payments ecosystem.

What Youll Do

• Analyze document and maintain end-to-end funds flows across licensed entities products and banking partners using clear process diagrams and supporting narratives.
• Clearly articulate legal ownership of funds applicable safeguarding or client money treatment responsible regulated entities and key risk and control points throughout the payment lifecycle.
• Support new license applications regulatory change notifications supervisory reviews audits and banking partner due diligence requests with regulator-ready documentation.
• Partner cross-functionally with Product Treasury Legal Compliance and Operations teams to assess and document new products payment rails and enhancements to existing flows.
• Document and support intercompany funding settlement and liquidity structures ensuring alignment with contractual arrangements and regulatory expectations.
• Contribute to board-level audit regulatory and banking partner materials by preparing structured and comprehensive funds flow documentation.
• Act as a subject matter expert on funds flow design and documentation bringing a strong regulatory operational risk and audit-focused mindset.
• Maintain and continuously improve Payoneers global funds flow framework as products corridors banking partners and regulatory requirements evolve.
• Support initiatives related to emerging payment models including stablecoin-based settlement and funding structures.
• Drive consistency governance and quality standards across all funds flow documentation and related processes.

Who You Are

• You have 5 years of experience in payments fintech banking or another regulated financial services environment.
• Strong understanding of end-to-end funds flows safeguarding and/or client money concepts and complex cross-border payment services.
• Proven ability to translate complex operational and technical processes into clear written and visual documentation suitable for regulators auditors and banking partners.
• Experience supporting licensing activities regulatory change initiatives supervisory reviews or audits within regulated environments.
• Familiarity with regulatory frameworks such as EMI AFSL MAS PSD2 or similar global financial regulations is highly preferred.
• Highly detail-oriented and structured with the ability to manage complex projects independently and operate effectively in high-accountability environments.
• Strong written and verbal communication skills with the ability to engage effectively with senior stakeholders across multiple functions and geographies.
• Comfortable navigating evolving regulatory landscapes and fast-paced global payments environments.

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