Senior Executive, Under

Manulife is a leading international financial services provider helping people make decisions easier and lives better. Help shape the future you want to see and discover that better can take you anywhere you want to go.

Position Responsibilities:

Manage all aspects of underwriting process
Select and classify risks according to company philosophy and standards
Manage retention
Help maintain profitable mortality experience
Analyze and interpret medical non-medical and financial information
Make decisions within approval limits. Determine appropriate requirements
Comply with departmental procedures
Communicate and collaborate with the field and head office colleagues to provide the highest quality and service levels to customers
Maintain positive and effective relationships with internal and external partners
Identify and provide solutions to work related problems and issues (i.e.. work flow systems)
Be a training and information resource for more junior underwriters
Build and maintain good relationships within a self-directed team environment
Negotiate and manage time and resources to meet deadlines and service times
Sell decisions to producers and clients
Sell decisions to reinsurers where offers differ significantly
Consistently make competitive offers without compromising overall underwriting policies or mortality
Participate in project teams
Project a professional image
Ensure appeals and business decisions are consistently handled and appropriately routed
Completion or in the progressing to complete ALU and LOMA designation
Satisfactory completion of yearly audit
Consistently meet or exceed published service standards both personal and departmental
Recommendation of internal and/or intermediate partners
Recommendation from medical team technical consulting areas and management team
Positive feedback from peers and superiors concerning ability to work effectively in the self-managed team environment
Completion of technical underwriting seminars.

Required Qualifications:

Approval limit of at least SGD$standard and substandard terms.

Post-secondary education or equivalent work
Experience: Minimum 5 years underwriting experience
ALU Level 1 certificate ALU 201 202 ACS 100
Strong knowledge of underwriting function; good understanding of companys various businesses
General knowledge of referral areas
Strong organizational communication and interpersonal skills
Strong analytical skills; ability to define research and resolve problems
Strong knowledge of mainframe and PC environment
Ability to create and maintain customer relationships
Ability to prioritize and work effectively under deadlines balancing published service times with an appropriate customer focus
Ability to comprehend retain and apply current technical information to daily work issues
Sound knowledge of insurance contract law and state legislative requirements
Strong knowledge of company plans riders benefits and illustrations (and how they are marketed)
Sound knowledge of reinsurance marketplace (including underwriting strengths and weaknesses) to work proactively with the field where reinsurance is an opportunity
Thorough understanding of automatic reinsurance agreements
Strong knowledge of medical science technology and terminology and their impact on mortality
Sound knowledge of financial and other non-medical underwriting factors
Basic knowledge of product pricing

When you join our team:

Well empower you to learn and grow the career you want.

Well recognize and support you in a flexible environment where well-being and inclusion are more than just words.

As part of our global team well support you in shaping the future you want to see.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider helping people make their decisions easier and lives better. To learn more about us visit is an Equal Opportunity Employer

At Manulife/John Hancock we embrace our diversity. We strive to attract develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment retention advancement and compensation and we administer all of our practices and programs without discrimination on the basis of race ancestry place of origin colour ethnic origin citizenship religion or religious beliefs creed sex (including pregnancy and pregnancy-related conditions) sexual orientation genetic characteristics veteran status gender identity gender expression age marital status family status disability or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process contact .