Large Loss Property General Adjuster
Job Summary
WCF an A rated insurance carrier growing across the western United States is seeking an experienced claims professional to join our Commercial Property team as a Large Loss Property General Adjuster.
This position offers hybrid work with the flexibility to be based near one of WCFs offices in Sandy Utah; Las Vegas Nevada; Denver Colorado; or Phoenix Arizona. We are looking for a professional who embodies WCFs core values: doing the right thing being great at your job and helping others succeed.
This role is responsible for independently managing highseverity complex commercial property claims across Utah Idaho Nevada and Arizona from first notice of loss through final resolution. The work involves thorough investigation detailed coverage analysis coordination with vendors and clear communication with stakeholders. Multistate travel within the region may be included in the function of this role.
Key responsibilities include:
- Managing a portfolio of large loss commercial property claims with significant financial exposure
- Traveling regularly throughout Utah Idaho Nevada and Arizona to conduct on-site inspections investigations and meetings
- Conducting detailed investigations to determine cause of loss scope of damage and coverage applicability
- Interpreting and applying complex commercial property policies endorsements and sub-limits
- Establishing monitoring and adjusting accurate reserves throughout the claim lifecycle
- Negotiating and resolving claims within authority and escalating recommendations when appropriate
- Evaluating repair scopes and contractor estimates; reconciling variances and validating costs
- Managing business income and extra expense claims in coordination with forensic accountants
- Engaging directing and overseeing vendors including engineers consultants contractors and forensic specialists
- Communicating coverage decisions and key claim developments to insureds brokers attorneys and internal partners
- Identifying and pursuing subrogation and recovery opportunities
- Participating in catastrophe response and surge support as needed
- Serving as a technical resource and supporting best practices within the claims organization
Qualifications
The ideal candidate for this position will have:
- At least eight years of progressive commercial property claims adjusting experience with a strong emphasis on large loss or complex claims
- Prior General Adjuster or Senior Large Loss Adjuster experience preferred
- In-depth knowledge of commercial property coverages and large loss claim resolution
- Experience handling multi-state claims particularly within Utah Idaho Nevada and Arizona (preferred)
- Strong investigation analytical negotiation and decision-making skills
- Ability to work independently with minimal supervision including in field environments
- Proficiency with claims management systems and estimating platforms (e.g. Guidewire Xactimate)
- Professional insurance designations such as AIC CPCU SCLA or ARM preferred
- Proficiency in Microsoft Office and Windows operating systems
- Ability and willingness to travel frequently within Utah Idaho Nevada and Arizona including overnight travel
- Valid Drivers License
An internal candidate must have six months in their current position acceptable job performance and must notify their current supervisor that they have applied for the position.
Compensation
Expected salary for this position is dependent upon education experience complexity of claims knowledge and individual qualifications - between $100000 and $130000 annually.
Benefits
WCF Insurance offers an extensive compensation package. Benefits include Medical Dental and Vision insurance company paid life insurance 401K with a generous 6% employer match and additional benefits such as an Employee Assistance Program (EAP) and time off to volunteer in the local community. All employees earn 4 weeks of vacation in their first year.
OUR PEOPLE
WCF strives to provide an excellent work experience and cultivate an inclusive environment where anyone who embodies our values will thrive
WCF INSURANCE IS AN EQUAL OPPORTUNITY EMPLOYER
WCF Insurance provides equal employment opportunity to all qualified applicants and employees regardless of race color religion sex age national origin veteran status disability that can be reasonably accommodated or any other basis prohibited by federal state or local law.
About Company
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