Associate, Credit Risk Operations

About Airwallex

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software we empower over 200000 businesses worldwide including Brex Rippling Navan Qantas SHEIN and many more with fully integrated solutions to manage everything from business accounts payments spend management and treasury to embedded finance at a global scale.

Proudly founded in Melbourne we have a team of over 2000 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world-leading investors including T. Rowe Price Visa Mastercard Robinhood Ventures Sequoia Salesforce Ventures DST Global and Lone Pine Capital Airwallex is leading the charge in building the global payments and financial platform of the future. If youre ready to do the most ambitious work of your career join us.

Attributes We Value

We hire successful builders with founder-like energy who want real impact accelerated learning and true ownership. You bring strong role-related expertise and sharp thinking and youre motivated by our mission and operating principles. You move fast with good judgment dig deep with curiosity and make decisions from first principles balancing speed and rigor.

Youre humble and collaborative; turn zerotoone ideas into real products and you get stuff done end-to-end. You use AI to work smarter and solve problems faster. Here youll tackle complex highvisibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you lets build whats next.

About the team

The Operations team at Airwallex ensures the smooth and efficient functioning of our services and processes. We focus on optimizing workflows improving operational efficiency and delivering exceptional customer support. By streamlining operations and implementing best practices we help drive the companys growth and maintain high service standards. Our team is dedicated to providing a seamless experience for our customers and supporting Airwallexs mission to empower businesses globally.

What youll do

As an Associate Credit Risk Operations you will be conducting credit risk reviews of Airwallexs clients within a team environment with a focus on the ongoing monitoring of clientele and written-off portfolio management. The team works collaboratively with clients business development teams risk analysts compliance and legal departments to support growth objectives while mitigating and managing risk.

This hybrid role is based in San Francisco.

Responsibilities:

• Assess clients credibility in both onboarding and monitoring workflows by verifying and analyzing business information and financial statements.

• Manage written-off portfolio to meet individual and team performance targets through contacting clients to negotiate payment arrangements that will ensure maximum recovery and reduce credit loss.

• Research account histories and provide tailored recommendations that mitigate Airwallexs risk and recommend appropriate remedial actions.

• Deliver insights to support key business decisions ranging from onboarding strategies to monitoring and collection workflows.

• Proactively identifies issues irregularities and emerging risks takes swift action to resolve or timely escalate if necessary

• Provide feedback on data tools 3rd party vendors etc. for continuous operations efficiency improvement along with on-going enhancements of policies and procedures.

Who you are

Were looking for people who meet the minimum requirements for this role. The preferred qualifications are great to have but are not mandatory.

Minimum qualifications:

• 5 years of relevant experience with knowledge of bad debt collections credit underwriting and financial statement analysis

• Effective communication skills; attention to detail

• Be a team player with strong interpersonal and communication skills both written and verbal

• Be highly curious and thoughtful - a proactive self-starter with a sense of urgency and bias for action under a fast-paced environment

• Be comfortable with complex data and analytics to draw meaningful insights. SQL is preferred for this role

• Knowledge of credit card industry is preferred

Applicant Safety Policy: Fraud and Third-Party Recruiters

To protect you from recruitment scams please be aware that Airwallex will not ask for bank details sensitive ID numbers (i.e. passport) or any form of payment during the application or interview process. All official communication will come from an @ email address. Please apply only through or our official LinkedIn page.

Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition regardless of any other provision to the contrary.

Equal opportunity

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit qualifications competence and talent. We dont regard color religion race national origin sexual orientation ancestry citizenship sex marital or family status disability gender or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation please let us know.

Required Experience:

IC