DescriptionBe a part of our prestigious Kijang Graduate Programme (KGP). We are seeking passionate fresh graduates with less than one year of working experience.
Were excited to receive your application!
The Kijang Graduate Programme (KGP)is an initiative by Bank Negara Malaysia designed to provide graduates with a unique perspective on the central banks various roles in developing the country. KGP provides unique exposure to Bank Negara Malaysias diverse roles in shaping the nation. We offer three tracks under this programme namely the Graduate Analyst the Supervision Graduate Analystand theDigital Graduate Analysttracks.
Programme Features
- Onboarding Program: A two-week onboarding programme centered on the Bank its key functions and its culture and values.
- Mentorship: Each Graduate Analyst will be assigned a mentor to help them grow and achieve their career goals.
- Networking Events: Informal networking events (virtual or in-person) to build relationships with other Graduate Analysts and employees at the Bank.
Why Join Us
- Shape The Nation
We are Malaysias central bank and financial regulator with the mandate to foster a stable and enabling environment for the economy and financial sector. Your work here will help us serve Malaysians better. - Gain a unique perspective
Our work spans a wide range of areas such as monetary policy banking and insurance regulation financial sector development consumer protection and financial markets. This provides a breadth of exposure that few organisations can offer. - Develop your career
We have an established track record of investing in our people. We offer various development opportunities such as scholarships professional certification support capacity-building programmes for central banking skills as well as secondments to global institutions and public sector agencies. - Join an inclusive environment
We want our organisation to reflect the society that we serve. We strive to create an open inclusive and diverse environment where different perspectives are welcomed and rewarded. - Enjoy comprehensive rewards
We take pride in recruiting and retaining top talents. We ensure that our remuneration package remains competitive complemented with other financial and non-financial benefits as well as flexible working arrangements.
KGP offers a comprehensive package designed to support and develop graduates throughout their journey. Here are some key components of the package:
- Competitive Salary:
Graduates receive a competitive salary that aligns with industry standards. - Training and Development:
The programme includes extensive training and development opportunities including rotations across different sectors/departments mentorship and networking events. - Permanent Role:
Upon successful completion of the programme graduates may be offered a permanent role at Bank Negara Malaysia. - Benefits:
Graduates are entitled to various benefits including health insurance leave entitlements and other employee benefits provided by Bank Negara Malaysia.
KGP has been honoured as Malaysias Best Graduate Management Programme by the GRADUAN Brands Award and the TalentCorp LIFE AT WORK (LAWA) Awards
For more detailed information you can visit the Bank Negara Malaysia Career website.
Note : Only shortlisted candidates will be notified.
ResponsibilitiesWe offer three tracks under this programme namely the Graduate Analyst the Supervision Graduate Analystand theDigital Graduate Analysttracks.
Graduate Analyst
The Graduate Analyst track provides you with a holistic experience of central banking work. You will be rotated across the Banks three sectors over 18 months allowing you to discover the possible range of career paths with us:
Monetary Stability
- The work in this Sector aims to ensure that the Banks monetary policy preserves stability in the general level of prices of goods and services taking into consideration broader economic developments. Key focus areas include economic surveillance and research monetary operations as well as financial and foreign exchange markets.
- We also undertake policy advisory efforts and international engagements addressing both immediate-term and structural issues that affect the Malaysian economy. The sector also has operational responsibilities over critical databases that support the Banks decision-making.
- The teams in this Sector have an array of responsibilities ranging from strategy surveillance research policy advisory treasury operations negotiations to data management and analytics. As a Graduate Analyst you will have the opportunity to play a vital role in at least one of these teams.
Financial Stability
- The work in this Sector contributes to a range of objectives. These include detecting emerging vulnerabilities in the financial system supervising financial institutions safeguarding the interests of financial consumers combating money laundering and terrorism financing as well as designing regulatory reforms for a safer and stronger future.
- Alongside this we also aim to foster the right environment for a progressive vibrant and sustainable financial sector. We deal with frontier issues that shape the financial sector such as digitalisation financial inclusion Islamic finance and climate change.
- Reflecting the breadth of the work various teams in the Bank support these outcomes. Each has a distinct role whether in strategy policy supervision enforcement analytics operations or external engagements. As a Graduate Analyst you will have the opportunity to play a vital role in at least one of these teams.
Corporate Management
- The Bank is always engaging the public and other external stakeholders be it to inform or to instill confidence. The work ranges from strategic communications financial education outreach and various touchpoints with the general public.
- We believe strongly in organisational development aiming to ensure that our people perform at the highest level. Areas of focus include talent management as well as learning and development.
- The Banks internal operations are also crucial anchored on ensuring the smooth running of the organisations day-to-day activities. These include currency management legal advisory risk management and finance.
- As a Graduate Analyst you will have the opportunity to be involved in at least one of these teams. Your time in the Corporate Management Sector will ensure that you obtain an end-to-end experience of central banking enabling you to appreciate not only what the Bank does but also gain a holistic picture of what it takes to help the entire organisation succeed.
Supervision Graduate Analyst
The Supervision Graduate Analyst track provides you with the broadest exposure to the financial services industry. You will have first-hand exposure to the operations and intricacies of financial institutions develop strong risk assessment capabilities and gain a comprehensive understanding of the interlinkages between the financial stability mandate and other mandates of the Bank. Over the course of 18 months you will be rotated across the Banks supervision functions providing you with the opportunity to engage with industry leaders and experts as well as preparing you for a fulfilling career as a Supervisor.
Supervision Sector
- In Bank Negara Malaysia the role of supervision is to preserve the stability and integrity of our financial system by ensuring the safety and soundness of financial institutions. Using a risk-based supervision framework we conduct continuous surveillance and risk assessments on financial institutions to ensure that any vulnerabilities are addressed and emerging risks are pre-emptively identified. We also support the development of the financial sector particularly in the areas of digitalisation financial inclusion climate change and Islamic finance.
- A summary of the relevant responsibilities of departments with supervision functions:
- Financial Conglomerates Supervision
- Supervision of 8 domestic banking groups encompassing their conventional Islamic and investment banking businesses as well as overseas branches/subsidiaries. We also review the operational readiness of digital banks.
- Banking Supervision
- Supervision of foreign banks stand-alone investment banks all Islamic banks including Islamic banking subsidiaries of foreign banks and development financial institutions.
- Insurance and Takaful Supervision
- Supervision of insurance companies reinsurance companies takaful operators and retakaful operators.
- Risk Specialist and Technology Supervision
- Risk specialist teams providing in-depth analysis to support supervision and policy development credit risk market risk operational risk technology risk and cyber risk.
- IT supervision of banks insurers and takaful operators.
- Payment Services Oversight Department
- Supervision of payment systems operators (e.g. RENTAS PayNet) payment services regulatees (e.g. e-money issuers non-bank payment cards merchant acquirers) as well as money services business (e.g. money changers remittance service providers).
- Financial Intelligence and Enforcement Department
- Supervision of the designated non-financial businesses and professions (DNFBPs) and non-bank financial institutions (NBFIs) consisting of 13 sectors e.g. lawyers and accountants to ensure compliance to the anti-money laundering and countering financing of terrorism (AML/CFT) reporting obligations.
- Consumer and Market Conduct Department
- Supervision of all banks development financial institutions insurance companies takaful operators insurance and takaful brokers financial advisers money brokers and loss adjusters to ensure compliance to the Banks standards and policies on fair treatment of financial consumers.
Digital Graduate Analyst
The Digital Graduate Analyst track provides you with a focused exposure to the central banks digital infrastructures and technology resilience in the financial sector. You will be rotated across three of the Banks digital and technology teams over 18 months offering you in-depth experience into digital strategy and operations IT risk and supervision as well as data science work.
Digital & Technology Teams
- On the regulatory and supervisory front the work engages with issues that may affect the financial sector such as operational resilience cybersecurity as well as IT and technological risks. These include identifying potential vulnerabilities among these institutions and striving to be the Banks specialists on these risks.
- On the corporate front the work ranges from exploratory work on digital innovation leveraging new technology to the delivery of full-fledged solutions that are custom-built for the Banks operations all aimed at empowering our stakeholders with IT tools and services that can help improve their productivity. We also focus on data science and analytics applications cybersecurity and infrastructure operations to ensure that the technology ecosystem in the Bank is resilient secure and dynamic in meeting the organisations rapidly evolving needs. This includes areas that are critical to the central banks functions such as on data infrastructures key financial market infrastructures and investment systems.
QualificationsQualifications
All candidates must meet the following entry requirements:
- Malaysian citizen;
- Academic qualification:
- Undergraduate or Masters degree:
Expected to achieve or has achieved either a second class upper (2:1) final degree classification or a CGPA of 3.5/4 or a WAM of 75% in an undergraduate or masters degree in any discipline from a reputable academic institution
OR - Professional accountancy qualification:
Expected to achieve or has achieved an average score of 65 across all papers with minimal resits in a professional accountancy qualification from a reputable academic institution
- Obtained final results by 1 April or 1 September; and
- Have less than a year of full-time work experience post-graduation.
Note : If you havent received your final transcript and scroll please download the declaration form here and include it in your application.
If you encounter any issues with submission or need additional information please email us at
DescriptionBe a part of our prestigious Kijang Graduate Programme (KGP). We are seeking passionate fresh graduates with less than one year of working experience. Were excited to receive your application!The Kijang Graduate Programme (KGP)is an initiative by Bank Negara Malaysia designed to p...
DescriptionBe a part of our prestigious Kijang Graduate Programme (KGP). We are seeking passionate fresh graduates with less than one year of working experience.
Were excited to receive your application!
The Kijang Graduate Programme (KGP)is an initiative by Bank Negara Malaysia designed to provide graduates with a unique perspective on the central banks various roles in developing the country. KGP provides unique exposure to Bank Negara Malaysias diverse roles in shaping the nation. We offer three tracks under this programme namely the Graduate Analyst the Supervision Graduate Analystand theDigital Graduate Analysttracks.
Programme Features
- Onboarding Program: A two-week onboarding programme centered on the Bank its key functions and its culture and values.
- Mentorship: Each Graduate Analyst will be assigned a mentor to help them grow and achieve their career goals.
- Networking Events: Informal networking events (virtual or in-person) to build relationships with other Graduate Analysts and employees at the Bank.
Why Join Us
- Shape The Nation
We are Malaysias central bank and financial regulator with the mandate to foster a stable and enabling environment for the economy and financial sector. Your work here will help us serve Malaysians better. - Gain a unique perspective
Our work spans a wide range of areas such as monetary policy banking and insurance regulation financial sector development consumer protection and financial markets. This provides a breadth of exposure that few organisations can offer. - Develop your career
We have an established track record of investing in our people. We offer various development opportunities such as scholarships professional certification support capacity-building programmes for central banking skills as well as secondments to global institutions and public sector agencies. - Join an inclusive environment
We want our organisation to reflect the society that we serve. We strive to create an open inclusive and diverse environment where different perspectives are welcomed and rewarded. - Enjoy comprehensive rewards
We take pride in recruiting and retaining top talents. We ensure that our remuneration package remains competitive complemented with other financial and non-financial benefits as well as flexible working arrangements.
KGP offers a comprehensive package designed to support and develop graduates throughout their journey. Here are some key components of the package:
- Competitive Salary:
Graduates receive a competitive salary that aligns with industry standards. - Training and Development:
The programme includes extensive training and development opportunities including rotations across different sectors/departments mentorship and networking events. - Permanent Role:
Upon successful completion of the programme graduates may be offered a permanent role at Bank Negara Malaysia. - Benefits:
Graduates are entitled to various benefits including health insurance leave entitlements and other employee benefits provided by Bank Negara Malaysia.
KGP has been honoured as Malaysias Best Graduate Management Programme by the GRADUAN Brands Award and the TalentCorp LIFE AT WORK (LAWA) Awards
For more detailed information you can visit the Bank Negara Malaysia Career website.
Note : Only shortlisted candidates will be notified.
ResponsibilitiesWe offer three tracks under this programme namely the Graduate Analyst the Supervision Graduate Analystand theDigital Graduate Analysttracks.
Graduate Analyst
The Graduate Analyst track provides you with a holistic experience of central banking work. You will be rotated across the Banks three sectors over 18 months allowing you to discover the possible range of career paths with us:
Monetary Stability
- The work in this Sector aims to ensure that the Banks monetary policy preserves stability in the general level of prices of goods and services taking into consideration broader economic developments. Key focus areas include economic surveillance and research monetary operations as well as financial and foreign exchange markets.
- We also undertake policy advisory efforts and international engagements addressing both immediate-term and structural issues that affect the Malaysian economy. The sector also has operational responsibilities over critical databases that support the Banks decision-making.
- The teams in this Sector have an array of responsibilities ranging from strategy surveillance research policy advisory treasury operations negotiations to data management and analytics. As a Graduate Analyst you will have the opportunity to play a vital role in at least one of these teams.
Financial Stability
- The work in this Sector contributes to a range of objectives. These include detecting emerging vulnerabilities in the financial system supervising financial institutions safeguarding the interests of financial consumers combating money laundering and terrorism financing as well as designing regulatory reforms for a safer and stronger future.
- Alongside this we also aim to foster the right environment for a progressive vibrant and sustainable financial sector. We deal with frontier issues that shape the financial sector such as digitalisation financial inclusion Islamic finance and climate change.
- Reflecting the breadth of the work various teams in the Bank support these outcomes. Each has a distinct role whether in strategy policy supervision enforcement analytics operations or external engagements. As a Graduate Analyst you will have the opportunity to play a vital role in at least one of these teams.
Corporate Management
- The Bank is always engaging the public and other external stakeholders be it to inform or to instill confidence. The work ranges from strategic communications financial education outreach and various touchpoints with the general public.
- We believe strongly in organisational development aiming to ensure that our people perform at the highest level. Areas of focus include talent management as well as learning and development.
- The Banks internal operations are also crucial anchored on ensuring the smooth running of the organisations day-to-day activities. These include currency management legal advisory risk management and finance.
- As a Graduate Analyst you will have the opportunity to be involved in at least one of these teams. Your time in the Corporate Management Sector will ensure that you obtain an end-to-end experience of central banking enabling you to appreciate not only what the Bank does but also gain a holistic picture of what it takes to help the entire organisation succeed.
Supervision Graduate Analyst
The Supervision Graduate Analyst track provides you with the broadest exposure to the financial services industry. You will have first-hand exposure to the operations and intricacies of financial institutions develop strong risk assessment capabilities and gain a comprehensive understanding of the interlinkages between the financial stability mandate and other mandates of the Bank. Over the course of 18 months you will be rotated across the Banks supervision functions providing you with the opportunity to engage with industry leaders and experts as well as preparing you for a fulfilling career as a Supervisor.
Supervision Sector
- In Bank Negara Malaysia the role of supervision is to preserve the stability and integrity of our financial system by ensuring the safety and soundness of financial institutions. Using a risk-based supervision framework we conduct continuous surveillance and risk assessments on financial institutions to ensure that any vulnerabilities are addressed and emerging risks are pre-emptively identified. We also support the development of the financial sector particularly in the areas of digitalisation financial inclusion climate change and Islamic finance.
- A summary of the relevant responsibilities of departments with supervision functions:
- Financial Conglomerates Supervision
- Supervision of 8 domestic banking groups encompassing their conventional Islamic and investment banking businesses as well as overseas branches/subsidiaries. We also review the operational readiness of digital banks.
- Banking Supervision
- Supervision of foreign banks stand-alone investment banks all Islamic banks including Islamic banking subsidiaries of foreign banks and development financial institutions.
- Insurance and Takaful Supervision
- Supervision of insurance companies reinsurance companies takaful operators and retakaful operators.
- Risk Specialist and Technology Supervision
- Risk specialist teams providing in-depth analysis to support supervision and policy development credit risk market risk operational risk technology risk and cyber risk.
- IT supervision of banks insurers and takaful operators.
- Payment Services Oversight Department
- Supervision of payment systems operators (e.g. RENTAS PayNet) payment services regulatees (e.g. e-money issuers non-bank payment cards merchant acquirers) as well as money services business (e.g. money changers remittance service providers).
- Financial Intelligence and Enforcement Department
- Supervision of the designated non-financial businesses and professions (DNFBPs) and non-bank financial institutions (NBFIs) consisting of 13 sectors e.g. lawyers and accountants to ensure compliance to the anti-money laundering and countering financing of terrorism (AML/CFT) reporting obligations.
- Consumer and Market Conduct Department
- Supervision of all banks development financial institutions insurance companies takaful operators insurance and takaful brokers financial advisers money brokers and loss adjusters to ensure compliance to the Banks standards and policies on fair treatment of financial consumers.
Digital Graduate Analyst
The Digital Graduate Analyst track provides you with a focused exposure to the central banks digital infrastructures and technology resilience in the financial sector. You will be rotated across three of the Banks digital and technology teams over 18 months offering you in-depth experience into digital strategy and operations IT risk and supervision as well as data science work.
Digital & Technology Teams
- On the regulatory and supervisory front the work engages with issues that may affect the financial sector such as operational resilience cybersecurity as well as IT and technological risks. These include identifying potential vulnerabilities among these institutions and striving to be the Banks specialists on these risks.
- On the corporate front the work ranges from exploratory work on digital innovation leveraging new technology to the delivery of full-fledged solutions that are custom-built for the Banks operations all aimed at empowering our stakeholders with IT tools and services that can help improve their productivity. We also focus on data science and analytics applications cybersecurity and infrastructure operations to ensure that the technology ecosystem in the Bank is resilient secure and dynamic in meeting the organisations rapidly evolving needs. This includes areas that are critical to the central banks functions such as on data infrastructures key financial market infrastructures and investment systems.
QualificationsQualifications
All candidates must meet the following entry requirements:
- Malaysian citizen;
- Academic qualification:
- Undergraduate or Masters degree:
Expected to achieve or has achieved either a second class upper (2:1) final degree classification or a CGPA of 3.5/4 or a WAM of 75% in an undergraduate or masters degree in any discipline from a reputable academic institution
OR - Professional accountancy qualification:
Expected to achieve or has achieved an average score of 65 across all papers with minimal resits in a professional accountancy qualification from a reputable academic institution
- Obtained final results by 1 April or 1 September; and
- Have less than a year of full-time work experience post-graduation.
Note : If you havent received your final transcript and scroll please download the declaration form here and include it in your application.
If you encounter any issues with submission or need additional information please email us at
View more
View less