Area Credit Manager LAP
Job Location:
Monthly Salary:
Posted on:
30+ days ago
Posted on:
Vacancies:
1 Vacancy
Vacancies:
Job Summary
Roles and Responsibilities:
- Undertake a thorough and comprehensive single window credit assessment process which can serve as the enabler to offer right loan products to customers for loan against property
- Undertake the credit assessment process within defined turn-around-time (TAT)
- Focus on delivering best in class service and transaction experience to customers in every engagement
- Consider key market nuances in the credit underwriting process
- Undertake comprehensive opportunity capturing while conducting credit assessment
- Keep a focus on creating high quality portfolio
- Manage the complete life-cycle of loan process through credit application till disbursement
- Keep a track of market factors indices policies and regulations and identify the impact on credit portfolio and decisioning
- Ensure post disbursement documents and covenant management
- Work closely with internal teams such as legal technical valuation filed investigation risk containment amongst others
- Monitor loan utilization repayment capacity adherence to policy/guidelines and loan covenants and other critical process and compliance checks
Candidate Profile Required:
- Post Graduate preferred with 5-8 Years of relevant work experience.
- Prior experience in channel management for LAP HL Secured Loans
