Assistant Vice President, Commercial Underwriter
Job Location:
Phoenix, NM - USA
Monthly Salary:
Posted on:
Vacancies:
Job Summary
Job Title:
Assistant Vice President Commercial UnderwriterLocation:
BiltmoreWhat youll do:
As a Commercial Underwriter I - Commercial youll be responsible for underwriting routine loan requests and renewals for working capital lines of credit commercial real estate loans term loans formula based lines of credit traditional asset based lines of credit and other Bank lending products. Youll build internal relationships by working with lending officers on credit matters and loans involving unusual situations or requiring close scrutiny. One of your key responsibilities is to review the loan structure financial spreads entity structures collateral market data and reports to understand inherent risks and prepare a recommendation to Credit Administration in the form of opportunity memos loan presentations administrative action memos and annual reviews. May mentor junior analysts in financial analysis loan structure appropriate covenant conditions and identifying risks and tangible mitigating factors to credit risk.- Perform special financial statement analyses typically involving complex and interlocking relationships.
- Provide credit information and references for customers loan officers or other agencies as requested.
- Perform pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
- Gather and analyze all information necessary to present a financing request to senior management or Loan Committee for approval; may meet with existing or potential customers; visiting sites of loans; negotiate loan terms and conditions; refer and recommend acceptance to Credit Administration.
What youll need:
- 2 years of related experience.
- Bachelors degree or equivalent experience required.
- Intermediate knowledge of general banking operations including deposit operations loan administration treasury management and/or other commercial banking products and services.
- Intermediate knowledge of applicable regulatory and legal compliance obligations rules and regulations industry standards and practices.
- Intermediate speaking and writing communication skills.
Benefits youll love:
We offer all the important things youd want like competitive salaries an ownership stake in the company medical and dental insurance time off a great 401k matching program tuition assistance program an employee volunteer program and a wellness addition youll have the opportunity to bolster your business knowledge learning the ins and outs of how successful companies operate and manage their finances giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank Member FDIC is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide Western Alliance Bank includes six legacy bank brands Alliance Association Bank Alliance Bank of Arizona Bank of Nevada Bridge Bank First Independent Bank and Torrey Pines Bank that remain part of the companys heritage as well as AmeriHome Mortgage a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race sex color religion age nation origin marital status disability protected veteran status sexual orientation gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying please email or call . When contacting us please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
Required Experience:
Exec
