P&C Bodily Injury Adjuster (DCNA)
Sarasota County, FL - USA
Job Summary
Our Story
Imagine being part of a team thats not just shaping the future but actively driving it. At Davies North America were at the forefront of innovation and excellence blending cutting-edge technology with top-tier professional services. As a vital part of the global Davies Group we help businesses navigate risk optimize operations and spearhead transformation in the insurance and regulated sectors.
Were on the lookout for a Bodily Injury Adjuster to join our growing team! As a Bodily Injury Adjuster you will adjust third party General Liability Auto Liability Errors and Omissions and Law Enforcement claims in which a claim exists for bodily injury personal injury or wrongdoing. This role is a full-time home-based position that may require travel at times to claims meetings at client locations seminars for obtaining CEU credits and scene investigations or inspections.
Key Responsibilities
- Perform all duties as outlined in the Property Damage Adjuster Job Description
- Daily review of workflow and claim system reminders with follow up and significant progress towards completion of any task set as a reminder or received in workflow within 72 hours
- Review of new claims assignments within 24 hours of assignment/Completion of the Plan of Action
- Contact with the insured/claimant within 24 hours of assignment
- Assign appraisers or coordinate the receipt of estimates of damage according to client guidelines or approval
- Determine if estimates or appraisals are appropriate based upon reported damages and other evidence
- Gather evidence of damages
- Interview or obtain recorded statements from the claimant the Insured and any witnesses
- Request payment authorization according to client guidelines and Davies Claims North America policy and procedures
- Follow client guidelines for any claim denial
- Obtain internal investigation reports from the insured (client) when permitted by the client
- Professional and timely communication with the client
- Determine degree of attorney involvement if any
- Always act with the utmost good faith in handling of the claim from beginning to closure
- Set reminders within the claim system for necessary follow up in an appropriate time frame
- Accurately record any communication or activity relevant to the claim; in the claim system notes
- Follow procedures to image documents sent to you that are relevant to the claim file (including e-mail)
- Meet the requirements of Continuing Education as required for licensure as an adjuster
- Maintain a 95% claim closure ratio
- Report to the Excess carrier on any claim that meets the requirements to do so (including status reports)
- Immediately notify your supervisor and the client of any Summons and Complaint received identify assigned defense counsel communicate and cooperate with defense counsel
- Obtain status reports from defense counsel at 90-day intervals
- Read and Understand the Excess Carrier Insurance Policy
- Run ISO ClaimSearch on injured claimants
- Determine the injury status of all persons involved in a crash investigation
- Interact with insurance adjusters from other companies to obtain information needed to process your claim
- Respond to Reservation of Rights letters from Excess Carrier if necessary
- Develop working knowledge of No Fault/PIP law
- Enter necessary information into the claim system to ensure mandatory reporting to Medicare
- Follow Davies Claims North America guidelines when settling claims involving a Medicare recipient
- Check for the claimants compliance with F.S. 768.28 Sovereign Immunity
- Recommend/assign field adjuster as necessary
- Review field adjuster reports for thoroughness and accuracy.
Skills knowledge & expertise
- College degree or equivalent experience
- Possession of Adjuster license
- Maintain CEU credits for Adjuster license
- Excellent knowledge of Tort Law bad faith procedures and case law as well as principles of liability and medical terminology
- Previous experience with settling bodily injury claims
- Proficiency with Microsoft Office Suite
- Proactive independent dependable and takes initiative with consistent follow through
- Superb written and verbal communication skills conducted in a timely manner with diverse audiences
- Superior time management skills with capability of working with and meeting deadlines
- Exceptional capability to multi-task and prioritize with excellent organization and documentation skills in a fast-paced work environment
- High level attention to detail with ability to utilize decision making and problem-solving skills
- Capable of working collaboratively and independently with minimal supervision
- Exhibit discretion with sensitive and confidential information
Equal Employment Opportunity & Legal Notices
Benefits
At Davies North America we are dedicated to supporting the wellbeing and future of our qualifying employees. Our comprehensive benefits package includes:
- Medical dental and vision plans to support your health and that of your family
- A 401(k) plan with employer matching
- Timeoff policies including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for nonexempt employees
- Paid holidays
- Life insurance and shortterm and longterm disability coverage
Benefit offerings eligibility and required employer contributions may vary based on role classification and applicable federal state and local laws including those tied to an employees primary work location.
Where required by law the Company provides paid sick leave paid family and parental leave and other mandated benefits in accordance with applicable state and local requirements.
Diversity and Inclusion
Davies is dedicated to fostering a diverse and inclusive workplace that embraces a wide range of perspectives and experiences. We believe that diversity of thought is essential for innovation and creativity and we actively promote an environment where all voices are valued and heard.
Compensation Transparency:
The salary range listed reflects the full compensation band for this role across all locations. Actual compensation will be based on factors such as skills experience qualifications and geographic location which may impact the final offer. We share ranges to remain transparent and consistent with pay equity practices.
Background Check & Fair Chance Compliance
Compensation Transparency:
The salary range listed reflects the full compensation band for this role across all locations. Actual compensation will be based on factors such as skills experience qualifications and geographic location which may impact the final offer. We share ranges to remain transparent and consistent with pay equity practices.
Background Check & Fair Chance Compliance
Any background check or review of criminal history if applicable to the role will be conducted only after a conditional offer of employment and in compliance with applicable federal state and local laws including fairchance hiring requirements.
Massachusetts Notice
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Massachusetts Notice
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.