Credit Manager (fmd) Wholesale Credit and Market Risk HBCE- in Banks, Sovereigns and NBFI team

At HSBC our purpose is opening up a world of opportunity and by joining our team you can be part of something bigger! We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible.

What you will do:

Join HBCE Wholesale Credit & Market Risk in Paris to manage and oversee credit risk matters for CIB business in France and European subsidiaries. Youll sit in theBanks Sovereigns and NBFIteam acting as a key credit approval and portfolio oversight partner for Continental Europe business and product teams ensuring strong asset quality and timely commercially competitive credit decisions.

In this role you will:

• Manage a portfolioand act as the primary contact for all Wholesale Credit Risk matters (approvals portfolio/sector reviews problem exposures processes/policies/guidelines).
• Review recommend and approvecredit proposals in line with authorised credit limits; liaise withRegional WCR / Group Riskwhen required.
• Maintain sound credit qualityaligned to HSBCs credit culture (conservative constructive competitive) and promote prudent lending to minimise credit losses.
• Identify escalate and remediate emerging risksand sub-standard exposures; ensure actions are taken to protect the Banks interests with active involvement of business risk owners.
• Engage stakeholdersacross Business/Product/Group and in-country Risk teams; collaborate on transaction pipelines credit guidelines portfolio/product reviews and appetite definition.
• Drive efficient executionby minimising approval backlogs delivering decisions within competitive timeframes improving submission quality and flagging issues/showstoppers early (incl. participation in pipeline meetings).

You should apply if you have:

• Anundergraduate or post-graduate degreein Business Administration Finance or a related field.
• Credit risk experiencein relevant business lines ( GM) with exposure toBanks Sovereigns and NBFI credit scopes.
• The ability toinfluence senior stakeholdersand build effective relationships across functions and geographies.
• Strongcommunication and interpersonal skills able to translate risk considerations into business language.
• Proven ability toprioritise competing demandsand operate effectively in demanding environments.
• Capability toassess internal/external risk trendsand understand triggers (economic conditions sector disruption technology market events regulatory change) including broader risks (e.g. sustainability reputational operational).
• Resilience with sharp negotiation and communication skills.

Even if you feel you do not meet 100% of our qualifications we encourage you to apply if you believe this role is right for you.

What youll get in return:

HSBC has been certified Top Employer 2026 in Europe. This recognition from the Top Employers Institute rewards our HR practices and recognises HSBC as an HR Leader in several countries in Continental Europe. Not only is HSBC a great place to work but we also offer the following unique and exciting benefits & opportunities!

• Well help you progress your career including access to development programmes through HSBC University and our Degreed platform
• You can work your way and will have a say in when where and how you and your team flexibly work together
• Our benefits will give you financial security and can include company savings plan (PEE) savings plan for collective retirement mutual insurance for you and your family loyalty bonus a Time Savings Account to monetize untaken off days (CET)
• A Work Council which offers ticketing travel sports legal aid Christmas vouchers Summer break vouchers
• Our family-focused benefits can help you to support your loved ones and include family events days off (wedding civil union) additional maternity or breastfeeding leave birth bonus partial reimbursement of childcare costs assistance to employees taking care of a relative with disability
• Well give you a huge range of resources that support your well-being (yoga sophrology Mindfulness app)
• Youll have international opportunities - this can be your place to start and branch out to anywhere we have offices
• A work environment that promotes Diversity & Inclusion where youll be able to join our different Employee Resource Groups
• These benefits are on top of local usual benefits in France (refund of transport fees at 50% 5 weeks of paid vacation & RTT meal voucher card or corporate restaurant depending on location)

Being open to different points of view is important for our business and the communities we serve. At HSBC were dedicated to creating diverse and inclusive workplaces. We are committed to removing barriers & ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.

If you have a need that requires accommodations or changes during the recruitment process please let us know.

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