Corporate Credit Team Analyst Corporate Debt Finance

Corporate & Investment Bank (CIB)delivers a comprehensive suite of banking capital markets and advisory solutions including a full complement of sales trading and research capabilities to corporate government and institutional clients. We focus on our clients overall financial needs with consideration and respect for their total relationship with Wells Fargo.

Markets provides solutions to clients with the means to manage their exposure through various derivatives lending and cash products across Structured Products Group Macro Equities Municipal Products Group Credit Sales & Trading.

About this role:

Wells Fargo is seeking an Analyst to join the Corporate Credit Team (CCT) within CDF in Wells Fargo Structured Products (SPG).

Corporate Debt Finance provides capital to asset managers and other non-bank financial institutions through structured credit facilities and collateralized loan obligations. The Corporate Credit Team consists of leveraged loan professionals who are responsible for client due diligence independent credit underwriting direct lending market research and ongoing portfolio surveillance of leveraged loan investments and related leverage facilities that support financing extended to CDFs clients.

This role is well-suited for candidates seeking meaningful underwriting responsibility across a diverse portfolio of loans and industries exposure to senior decision-makers and a strong foundation in direct lending and structured credit.

In this role you will:

• Credit Analysis & Surveillance of Leveraged Loans:

  • Perform fundamental credit analysis of leveraged loan issuers including business risk financial risk capital structure and downside scenarios

  • Review borrower financial statements operating performance and transactions (primary market activities amendments) to support credit underwriting and ongoing surveillance

  • Review performance trends of collateral at both the individual loan and portfolio level

  • Develop independent credit opinions with respect to underlying loan collateral and present findings to senior team members and credit office

• Credit Facility Underwriting & Approval Support:

  • Support senior team members in the underwriting structuring and approval of leverage facilities including CLO warehouse and other structured credit facilities

  • Prepare and contribute to credit memoranda and approval materials supporting new facilities amendments renewals and other approval actions

  • Assist in client due diligence process through preparation of meeting materials and active participation in client discussions

  • Evaluate eligibility advance rates concentration limits and other structural features of leverage facilities in connection with underwriting decisions

  • Liaise with clients and internal partners (e.g. Capital Markets Legal Operations) throughout the underwriting and approval process

  • Present credit analysis and recommendations to senior team members and credit officers

• Market Intelligence Data Management & Reporting:

  • Derive and share market updates from various sources (clients news professional networks); cultivate a strong understanding of the Direct Lending landscape the players roles risks opportunities and speak to market dynamics with audiences internal and external

  • Maintain and enhance the teams database used for credit monitoring risk management and internal reporting

  • Monitor direct lending and leveraged loan market activity to support underwriting views and portfolio surveillance

  • Contribute to process improvement reporting automation and data quality initiatives across the platform

Required Qualifications:

• 6 months of Investment Banking experience or equivalent demonstrated through one or a combination of the following: work experience training military experience education

Desired Qualifications:

• Completion of or current enrollment in a formal corporate credit training program (e.g. internal bank programs or third-party credit training)

• Strong Excel skills for data analysis and reporting; experience with automation or data tools such as Databases VBA Power Query Power BI Alteryx or similar is a plus

• Strong technical and analytical skills including cash flow analysis leverage and coverage metrics and capital structure analysis

• Working knowledge of leveraged loan markets direct lending and structured credit products

• Excellent verbal written and interpersonal communication skills with the ability to clearly articulate credit views in written memoranda and discussions with senior stakeholders

• Effective organizational multi-tasking and prioritization skills with a strong attention to detail

• Solid problem-solving skills and sound credit judgment with the ability to operate with increasing independence over time

• Ability to work effectively both collaboratively and independently in a fast-paced deal- and deadline-driven environment

• A BS/BA degree or higher in business administration economics finance or a related field

Job Expectations:

• Ability to travel up to 10% of the time

• Ability to work in Charlotte NC

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit Market Financial Crimes Operational Regulatory Compliance) which includes effectively following and adhering to applicable Wells Fargo policies and procedures appropriately fulfilling risk and compliance obligations timely and effective escalation and remediation of issues and making sound risk decisions. There is emphasis on proactive monitoring governance risk identification and escalation as well as making sound risk decisions commensurate with the business units risk appetite and all risk and compliance program requirements.

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