Junior Analyst FPA (ALM & Liquidity)

JOB SUMMARY

The Junior Analyst provides analytical support to the Financial Planning & Analysis (FPA) team primarily helping the Bank manage its balance sheet interest rate risk and liquidity along with forecasting and regular financial reporting. This role combines data analysis financial modeling market research and presentation support to inform strategic decision-making with a focus on understanding interest rate movements and their impact on the Banks portfolios.

DUTIES AND RESPONSIBILITIES

• Assist in analyzing the Banks balance sheet loan and deposit trends.
• Assist in preparing monthly/quarterly Asset Liability Committee (ALCO) & budget materials
• Support financial modeling and scenario analysis to assess interest rate and liquidity impacts.
• Prepare and maintain reports on cash flows budgets and performance metrics.
• Collect organize and validate data to support the Banks Asset Liability Model (ALM) and liquidity initiatives.
• Assist with regular monthly and quarterly financial presentation materials for board and executive management reporting
• Assist in the creation of other presentations for internal and external stakeholders.
• Collaborate with senior analysts and the CFO on internal projects including NII analysis budgeting and model validation.
• Contribute to process improvements and help maintain accurate documentation of assumptions and methodologies.
• Monitor market interest rate trends and provide insights on potential effects on the banks portfolios.

QUALIFICATIONS

• Bachelors degree in Finance Economics Mathematics or any relevant STEM field or compensating work experience.
• Strong analytical and problem-solving skills with attention to detail.
• Proficiency in Excel; familiarity with financial modeling databases or analytical tools is a plus.
• Basic understanding of interest rate movements market dynamics and banking products.
• Effective communication and teamwork skills.
• Ability to manage multiple tasks and meet deadlines in a fast-paced environment.

EDUCATION AND/OR EXPERIENCE

• 1-2 years of previous internships or experience in financial services with a quantitative focus coursework projects and case studies can be considered.
• Exposure to balance sheet analysis loan/deposit forecasting or liquidity reporting.
• Familiarity with financial software or modeling platforms.

ABOUT US

For over a century Peoples Bank has served as a cornerstone of customer commitment helping our communities thrive and continuously supporting our community members. Proudly bearing the Finward name as a Finward Company our logo symbolizes our unwavering dedication to financial excellence advanced technology and elevating the customer journey.

Headquartered in Munster Indiana Peoples Bank offers an extensive array of consumer business and wealth management solutions alongside cutting-edge digital banking services. With 26 conveniently located Peoples Banking Centers spread across Northwest Indiana and Chicagoland we uphold a tradition of delivering top-notch performance to our valued residents.

At Peoples Bank we are driven by a passion for fostering success within our customer base and communities. Anchored in our core values of Stability Integrity Community and Excellence we are committed to building strong partnerships with our customers and communities to help them achieve financial success. Through innovative engagement and technology we ensure an exceptional customer experience at every turn.

For more information on benefits visit the Careers page of our company website at is an Equal Opportunity Employer of women minorities protected veterans and individuals with disabilities.

Equal Housing Lender/ Member FDIC

Required Experience:

Junior IC