Product owner || Bangalore ||
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Job Summary
Job Title: Product Owner Payments & Trade Finance
Role Overview
We are looking for a highly skilled Product Owner Payments & Trade Finance to lead the design development and delivery of innovative financial solutions across Payments Trade Finance and Cash Management & Liquidity. This role will act as a critical bridge between business and technology ensuring products are scalable compliant and aligned with customer and regulatory expectations.
Key Responsibilities
Payments Domain
- Define and own the product strategy and roadmap for payments including SWIFT messaging ISO 20022 migration real-time payments and cross-border transactions
- Collaborate with technology teams to build scalable secure and compliant payment solutions
- Ensure alignment with global payment standards and evolving regulatory frameworks
Trade Finance
- Develop and drive the product vision for trade finance solutions including Letters of Credit Bank Guarantees and Supply Chain Finance
- Partner with business stakeholders to digitize and streamline trade finance processes
- Drive innovation in risk mitigation compliance and operational efficiency
Cash Management & Liquidity
- Design and enhance solutions for corporate cash management liquidity optimization and treasury services
- Improve real-time visibility into cash positions and forecasting capabilities
- Support clients in managing liquidity across multiple geographies
Stakeholder Collaboration
- Act as the primary interface between business technology and external partners
- Translate business requirements into well-defined product backlogs epics and user stories
- Prioritize features based on business value regulatory timelines and customer impact
Risk & Compliance
- Ensure adherence to regulatory frameworks such as AML KYC PSD2 and Basel III
- Identify delivery risks and proactively implement mitigation strategies
- Maintain strong governance controls and audit readiness across the product lifecycle
Requirements
- 8 years of experience in product management or product ownership within banking or financial services
- Deep expertise in payments including SWIFT ISO 20022 real-time and cross-border payments
- Strong knowledge of trade finance instruments and processes
- Experience in cash management liquidity solutions and treasury operations
- Solid understanding of regulatory and compliance frameworks in banking
- Excellent stakeholder management communication and leadership skills
- Agile/Scrum Product Owner certification preferred
Key Competencies
- Strategic thinking with the ability to translate vision into actionable roadmaps
- Strong analytical and problem-solving capabilities
- Deep understanding of fintech platforms and payment infrastructures
- Ability to manage competing priorities in a fast-paced environment
- Collaborative customer-focused mindset with a drive for innovation
Required Skills:
Product Owner Payments and Trade Finance Role Overview We are looking for a highly skilled Product Owner Payments & Trade Finance to lead the design development and delivery of innovative financial solutions across Payments Trade Finance and Cash Management & Liquidity. This role will act as a critical bridge between business and technology ensuring products are scalable compliant and aligned with customer and regulatory expectations. Key Responsibilities Payments Domain Define and own the product strategy and roadmap for payments including SWIFT messaging ISO 20022 migration real-time payments and cross-border transactions Collaborate with technology teams to build scalable secure and compliant payment solutions Ensure alignment with global payment standards and evolving regulatory frameworks Trade Finance Develop and drive the product vision for trade finance solutions including Letters of Credit Bank Guarantees and Supply Chain Finance Partner with business stakeholders to digitize and streamline trade finance processes Drive innovation in risk mitigation compliance and operational efficiency Cash Management & Liquidity Design and enhance solutions for corporate cash management liquidity optimization and treasury services Improve real-time visibility into cash positions and forecasting capabilities Support clients in managing liquidity across multiple geographies Stakeholder Collaboration Act as the primary interface between business technology and external partners Translate business requirements into well-defined product backlogs epics and user stories Prioritize features based on business value regulatory timelines and customer impact Risk & Compliance Ensure adherence to regulatory frameworks such as AML KYC PSD2 and Basel III Identify delivery risks and proactively implement mitigation strategies Maintain strong governance controls and audit readiness across the product lifecycle
Required Education:
Any graduate
