Product owner || Bangalore ||

Job Title: Product Owner Payments & Trade Finance

Role Overview

We are looking for a highly skilled Product Owner Payments & Trade Finance to lead the design development and delivery of innovative financial solutions across Payments Trade Finance and Cash Management & Liquidity. This role will act as a critical bridge between business and technology ensuring products are scalable compliant and aligned with customer and regulatory expectations.

Key Responsibilities

Payments Domain

• Define and own the product strategy and roadmap for payments including SWIFT messaging ISO 20022 migration real-time payments and cross-border transactions
  
• Collaborate with technology teams to build scalable secure and compliant payment solutions
  
• Ensure alignment with global payment standards and evolving regulatory frameworks
  

Trade Finance

• Develop and drive the product vision for trade finance solutions including Letters of Credit Bank Guarantees and Supply Chain Finance
  
• Partner with business stakeholders to digitize and streamline trade finance processes
  
• Drive innovation in risk mitigation compliance and operational efficiency
  

Cash Management & Liquidity

• Design and enhance solutions for corporate cash management liquidity optimization and treasury services
  
• Improve real-time visibility into cash positions and forecasting capabilities
  
• Support clients in managing liquidity across multiple geographies
  

Stakeholder Collaboration

• Act as the primary interface between business technology and external partners
  
• Translate business requirements into well-defined product backlogs epics and user stories
  
• Prioritize features based on business value regulatory timelines and customer impact
  

Risk & Compliance

• Ensure adherence to regulatory frameworks such as AML KYC PSD2 and Basel III
  
• Identify delivery risks and proactively implement mitigation strategies
  
• Maintain strong governance controls and audit readiness across the product lifecycle
  

Requirements

• 8 years of experience in product management or product ownership within banking or financial services
  
• Deep expertise in payments including SWIFT ISO 20022 real-time and cross-border payments
  
• Strong knowledge of trade finance instruments and processes
  
• Experience in cash management liquidity solutions and treasury operations
  
• Solid understanding of regulatory and compliance frameworks in banking
  
• Excellent stakeholder management communication and leadership skills
  
• Agile/Scrum Product Owner certification preferred
  

Key Competencies

• Strategic thinking with the ability to translate vision into actionable roadmaps
  
• Strong analytical and problem-solving capabilities
  
• Deep understanding of fintech platforms and payment infrastructures
  
• Ability to manage competing priorities in a fast-paced environment
  
• Collaborative customer-focused mindset with a drive for innovation