Underwriter I (PL Mono)

Do you value integrity and innovation How about passion and caring Great! Us too and thats why youll fit right in. Our intentional culture promotes trust and participation encouraging you to bring your heart and mind to work every day.

In-Scope
Permanent Full-Time
Location: Winnipeg SCISL
Work Arrangement: Hybrid
Pay Range: $58460 - $73784
Closes: April 26th 2026

GENERAL ACCOUNTABILITY

The Underwriter I (Personal Lines Mono-Line) is responsible for underwriting moderately complex personal lines insurance risks. This position evaluates rates and process insurance requests for personal lines property or auto insurance products. The Underwriter I is customer-focused and looks for ways to improve the customer experience. The Underwriter I develops and maintains relationships with brokers to develop lasting and profitable relationships. The Underwriter I provides work review and approval to staff in less senior positions. This role is about building relationships and continuously learning and developing knowledge about the end customers needs through the broker.

KEY ACCOUNTABILITIES
Note: This section is not intended to be an exhaustive list of duties and responsibilities other duties and responsibilities may be assigned.

Underwriting Operations

• Evaluates multiple products and their risk factors in a holistic and customer-centric approach to determine risk acceptability and rating.

• Reviews and evaluates quotes new applications renewals revisions and cancellations to determine risk acceptability within current underwriting authority.

• Researches and obtains additional information on risk if required using technology as well as external data sources for the purposes of quoting negotiating and authorizing the acceptance of risk.

• Determines if risk is acceptable needs modification or should be declined based on analysis of all information pertinent to the risk and within the underwriters authority.

• Calculates premiums ensuring that appropriate rates are used application discounts and surcharges are applied within established underwriting guidelines applicable laws and regulations.

• Negotiates with brokers as to the conditions limitations rates and premiums to apply.

• Corresponds with brokers and/or customers to request information and explain underwriting requirements and decisions.

• Collaborates with internal and external stakeholders to discuss risk acceptance and policy wording interpretation.

• Develops an understanding of the policy wordings conditions limitations rates and premiums with a strong focus on customer needs.

• Maintains accurate records of decisions made and maintain completeness of policy data.

• Completes claim alerts underwriter reviews and performs other related duties as assigned.

• Mentors provides direction and reviews and approves the work of staff in junior positions.

• Collaborates with loss prevention partners (internal and external) to measure risk acceptability and to improve risk.

• Develops an understanding of existing and emerging industry and regional trends and market conditions and obtains additional information on risk if required.

• Identifies improvements to processes procedures insurance products and/or systems.

• Works within the department team collaboratively and support cross-departmental teams when required.

Broker Experience and Relationship Management

• Identifies opportunities to improve broker experience and seeks to find solutions while adhering to the company guidelines.

• Develops and maintains relationships with an assigned group of brokers to develop lasting and profitable relationships which involve broker visits.

• Collaborates with other departments to deliver a consistent experience to brokers and customers.

• Assists with training to staff brokers and external parties on products and procedures. May be required to conduct formal presentations.

• Understand and provide guidance to broker on the technologies used and offer support in completing business.

• Explains underwriting criteria and decisions to brokers (verbally and/or in writing).

High Performance Team & Culture

• Supports a culture of leadership and accountability to effectively meet the key accountabilities within the scope of the role.

• Displays leadership by committing to a culture of continuous learning/development of self and supports others by actively sharing knowledge providing guidance mentoring training and supporting developmental opportunities.

• Demonstrates that the Health Safety and Emergency Management Policy is applied in area of responsibility for self and others.

• Actively applies knowledge to support transformation and strategic initiatives of the corporation while participating and advocating change and applying a growth mindset.

TECHNICAL KNOWLEDGE & SKILLS

• Proficient knowledge of the principles and practice of insurance underwriting policies and procedures for Auto or Property.

• Proficient knowledge of applicable provincial/federal regulations.

• Proficient knowledge and skill of the interpretation procedures rating and application of established criteria and determine appropriate premium coverages and deductibles for insurance products.

• Fundamental knowledge of insurance theory and reinsurance principles.

EDUCATION & CERTIFICATIONS

• A two-year diploma from an accredited post-secondary education institution in a relevant field of study such as Business or defined equivalency.

EXPERIENCE

• 1 - 2 years experience working in personal property underwriting.

At SGIwerecommitted to building a workplace where everyone feels seen and heard and where every individual is respected. Our commitment to reconciliation includes actively hiring Indigenous people and creating opportunities for diverse talent to thrive. We offer more than a job; we embrace diverse backgrounds and experiences provide a career with purpose growth and belonging. Join us and help shape a workplace where every voice matters and contributes to our shared success.

If you require an accommodation during the recruitment process we invite you tosubmityour accommodation request toand we will work through your request with you. All information received will be kept confidential.

Posting Close Date:

As you prepare to submit your application and cover letter if applicable please highlight the achievements that demonstrate why youre a great candidate for this role.