Aditya Birla Capital Limited (ABCL) is the holding company for the financial services businesses of the Aditya Birla subsidiaries/JVs that have a strong presence across Protecting Investing and Financing solutions ABCL is a financial solutions group that caters to the diverse needs of its customers across their life cycle. Powered by more than 38000 employees the businesses of ABCL have a nationwide reach with over 1300 branches more than 200000 agents/channel partners and various bank partners.
What makes an ideal ABC Citizen
At ABC we are constantly on the lookout for individuals who resonate with our 5 core values of Speed Passion Integrity Seamlessness and commitment and live them every day while also understanding our vision. We believe in building leaders who thrive on challenges take the onus of creating and sustaining strong teams and forms strong networks as a result of effective relationship-building.
Role Details:
Business
Aditya Birla Capital
Unit
Aditya Birla Capital Limited
Location
Hyderabad
Role
Relationship Manager/ Senior Relationship Manager
Department
Project and Structured Finance Group
Eligibility Criteria
CA/ MBA
Required Skills & Competencies
Analytical thinking and attention to detail.
Integrity and strong ethical standards.
Effective communication and reporting.
Process orientation and innovative mindset.
Networking and stakeholder management.
Key Responsibilities:
Key Result Areas (Max 1325 Characters)
Supporting Actions (Max 1325 Characters)
To assist Zonal Head in delivering budgeted sales volumes profitability and Fee Income in the designated area
To assist Zonal Head in implementing devised Business strategy for the Zone and tap local network to achieve the budgeted business volumes / Net Interest Income / Fees / Asset Book etc.
To initiate cross selling initiatives for generating additional revenues.
To undertake new client acquisition and establish healthy working relationships with the existing / target Customers at their middle management levels
To identify prospective Business houses Corporates Intermediaries & Bankers in the designated area & establish relationships to have a healthy pipeline & regular business.
As all PSFG clients are large corporate houses it is important for PSFG to ensure that PSFGs relationship with the Customer is established across the Customers hierarchy from Promoter to CFO to Senior Management to Mid Management to Operating level. Such strong relationships help not just in sourcing good business opportunities but also in Collections in case of any adverse financial position of the Customer. SRM should constantly engage with existing / target customers at their middle management to operating levels and Build long term & sustainable business relationship to identify their latent / express needs on funding requirements and generate leads for PSFG. Such strong relationships help not just in sourcing good business opportunities but also in effective post-disbursement monitoring & Collections (in case of any adverse financial position of the Customer).
To use alternate products/ cross sell product offerings to activate inactive customers and source new customers into the system.
To set high standards of Deal Structuring Due Diligence& Loan Documentation
To have strong sectoral and product knowledge which enables effective deal structuring & term sheet discussions with the customer.
To conduct detailed due diligence analysis evaluation of the deal thereby resulting in high quality appraisal.
To ensure that Credit Appraisal Memorandums are prepared and sent for approval as per Standard Risk Norms.
To work closely with Legal team to ensure that the loan documentation is closed with the customers to the satisfaction of PSFG.
To maintain constant interactions with the clients ensure effective Customer Service standards and superior client satisfaction
To ensure satisfaction for the Portfolio clients &ensure effective servicing for their various requirements from loan processing to information requirements to post disbursement requirements like balance confirmations NOCs etc.
To resolve issues related to client servicing and co-ordinate with the Risk / OPS/ Finance/ Credit / Legal teams.
To ensure that he / she is the critical source point of client servicing and generate repeat business opportunity leads from the Customer for PSFG.
To ensure strong adherence to risk management and regulatory norms and credit policy/process adherence conduct portfolio review
To be aware of all critical policies processes & documentation for all the PSFG products & ensure compliance
To undertake documentation and KYC formalities for the customers in a seamless manner while managing good TATs
To revisit existing processes/policies and suggest improvements to improve efficiency/cost effectiveness
To keep up breast of the latest developments in the local market & report for any indication of customer defaults sectoral changes etc.
To compile on a monthly/quarterly basis the monitoring parameters of each client in the portfolio.
To ensure high standards of portfolio management (shared accountability with Risk Management team) Reviews Collections Monitoring & Stress Asset Management (NPA)
To conduct proactive rigorous post disbursement tracking of clients through site visits financial & operational performance review etc.
To ensure compliance of all critical policies & procedures documentary and audit requirements for the business proposals and the portfolio on an ongoing basis
To maintain good quality lending book and manage stress / overdues (if any) by engaging actively & proactively with all stakeholders.
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We reserve the right to initiate any appropriate action as we deem fit.
Required Experience:
Manager
Job DescriptionEnriching Lives Winning as ONEABC Company Info:Aditya Birla Capital Limited (ABCL) is the holding company for the financial services businesses of the Aditya Birla subsidiaries/JVs that have a strong presence across Protecting Investing and Financing solutions ABCL is a financial sol...
Job Description
Enriching Lives Winning as ONE
ABC Company Info:
Aditya Birla Capital Limited (ABCL) is the holding company for the financial services businesses of the Aditya Birla subsidiaries/JVs that have a strong presence across Protecting Investing and Financing solutions ABCL is a financial solutions group that caters to the diverse needs of its customers across their life cycle. Powered by more than 38000 employees the businesses of ABCL have a nationwide reach with over 1300 branches more than 200000 agents/channel partners and various bank partners.
What makes an ideal ABC Citizen
At ABC we are constantly on the lookout for individuals who resonate with our 5 core values of Speed Passion Integrity Seamlessness and commitment and live them every day while also understanding our vision. We believe in building leaders who thrive on challenges take the onus of creating and sustaining strong teams and forms strong networks as a result of effective relationship-building.
Role Details:
Business
Aditya Birla Capital
Unit
Aditya Birla Capital Limited
Location
Hyderabad
Role
Relationship Manager/ Senior Relationship Manager
Department
Project and Structured Finance Group
Eligibility Criteria
CA/ MBA
Required Skills & Competencies
Analytical thinking and attention to detail.
Integrity and strong ethical standards.
Effective communication and reporting.
Process orientation and innovative mindset.
Networking and stakeholder management.
Key Responsibilities:
Key Result Areas (Max 1325 Characters)
Supporting Actions (Max 1325 Characters)
To assist Zonal Head in delivering budgeted sales volumes profitability and Fee Income in the designated area
To assist Zonal Head in implementing devised Business strategy for the Zone and tap local network to achieve the budgeted business volumes / Net Interest Income / Fees / Asset Book etc.
To initiate cross selling initiatives for generating additional revenues.
To undertake new client acquisition and establish healthy working relationships with the existing / target Customers at their middle management levels
To identify prospective Business houses Corporates Intermediaries & Bankers in the designated area & establish relationships to have a healthy pipeline & regular business.
As all PSFG clients are large corporate houses it is important for PSFG to ensure that PSFGs relationship with the Customer is established across the Customers hierarchy from Promoter to CFO to Senior Management to Mid Management to Operating level. Such strong relationships help not just in sourcing good business opportunities but also in Collections in case of any adverse financial position of the Customer. SRM should constantly engage with existing / target customers at their middle management to operating levels and Build long term & sustainable business relationship to identify their latent / express needs on funding requirements and generate leads for PSFG. Such strong relationships help not just in sourcing good business opportunities but also in effective post-disbursement monitoring & Collections (in case of any adverse financial position of the Customer).
To use alternate products/ cross sell product offerings to activate inactive customers and source new customers into the system.
To set high standards of Deal Structuring Due Diligence& Loan Documentation
To have strong sectoral and product knowledge which enables effective deal structuring & term sheet discussions with the customer.
To conduct detailed due diligence analysis evaluation of the deal thereby resulting in high quality appraisal.
To ensure that Credit Appraisal Memorandums are prepared and sent for approval as per Standard Risk Norms.
To work closely with Legal team to ensure that the loan documentation is closed with the customers to the satisfaction of PSFG.
To maintain constant interactions with the clients ensure effective Customer Service standards and superior client satisfaction
To ensure satisfaction for the Portfolio clients &ensure effective servicing for their various requirements from loan processing to information requirements to post disbursement requirements like balance confirmations NOCs etc.
To resolve issues related to client servicing and co-ordinate with the Risk / OPS/ Finance/ Credit / Legal teams.
To ensure that he / she is the critical source point of client servicing and generate repeat business opportunity leads from the Customer for PSFG.
To ensure strong adherence to risk management and regulatory norms and credit policy/process adherence conduct portfolio review
To be aware of all critical policies processes & documentation for all the PSFG products & ensure compliance
To undertake documentation and KYC formalities for the customers in a seamless manner while managing good TATs
To revisit existing processes/policies and suggest improvements to improve efficiency/cost effectiveness
To keep up breast of the latest developments in the local market & report for any indication of customer defaults sectoral changes etc.
To compile on a monthly/quarterly basis the monitoring parameters of each client in the portfolio.
To ensure high standards of portfolio management (shared accountability with Risk Management team) Reviews Collections Monitoring & Stress Asset Management (NPA)
To conduct proactive rigorous post disbursement tracking of clients through site visits financial & operational performance review etc.
To ensure compliance of all critical policies & procedures documentary and audit requirements for the business proposals and the portfolio on an ongoing basis
To maintain good quality lending book and manage stress / overdues (if any) by engaging actively & proactively with all stakeholders.
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