Relationship Manager

Job Description

Job title: Relationship Manager
Location: North Wales UK

Salary: up to 37k up to 20%

Vargo is working alongside a well-known financial services business to recruit an assistant Relationship Manager for the investment team.

Responsibilities:

• Originate and assess investment opportunities with a strong focus on analysing cash flow for predominantly unsecured lending.
• Achieve agreed investment volumes and return targets.
• Undertake comprehensive financial commercial and management due diligence identifying and evaluating key risks.
• Structure and negotiate investment terms and associated legal agreements.
• Produce clear high-quality credit papers to support approval decisions and oversee documentation through to completion.
• Support the effective operation of the fund delivering risk capital in line with relevant public sector and ERDF requirements.
• Maintain up-to-date sector and technical knowledge to ensure compliance and best practice.
• Work closely with portfolio teams post-investment to manage relationships and identify follow-on opportunities.
• Build and manage relationships with introducers and intermediaries to generate deal flow.
• Promote best practice in the application process and contribute to continuous improvement of client experience.
• Represent the organisation at external events and within industry networks.
• Operate within delegated lending authorities and internal guidelines.

Requirements:

• Experience in SME lending or investment.
• Background in preparing credit papers.
• Solid understanding of credit risk and investment processes.
• Strong communication influencing and stakeholder management skills.
• Ability to work autonomously and collaboratively.
• Sound judgement and decision-making capability.
• Effective prioritisation and organisation under pressure.
• High attention to detail and strong financial analysis skills.
• Established network of introducers within the Welsh SME market.

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