Senior Commercial Credit Analyst
Job Summary
THE ROLE
- Providing detailed credit analysis of the complex commercial applications.
- Conduct robust credit calls with Business Loan Applicants to ensure that key risks are mitigated and material assumptions are verified.
- Make recommendations to Deal Review Committee supported by the credit analysis and credit call that meet policy and quality requirements.
- Assist leaders with the review of the assessments conducted by junior members of the team ensuring that the minimum required quality is met.
- Provide timely feedback to junior credit analysts to assist with upskilling and improvement of the Credit team.
- Building and maintaining effective relationships with the members of the Sales team.
- Assist Credit leaders in upskilling Sales team by delivering constructive feedback on the quality of the credit submissions and data collection.
Qualifications :
THIS PERSON IS SOMEONE WITH
- Commercial credit experience in decisioning deals up to $5 million.
- Prior experience holding significant delegation - this is a must!
- Experience in coaching and mentoring junior credit analysts.
- Demonstrated initiative drive and enthusiasm.
- Excellent organisational and time management skills.
- High attention to detail.
- Strong ability to build relationships and act as a true team player.
Additional Information :
Perks & Benefits
Wellbeing: Free counselling seasonal activities Wellbeing Allowance wellness room flu shots
Work Life: Home Workspace Allowance Purchased Leave Parental Leave Parental Flex Leave Lumi Life Leave for challenging events breastfeeding/expressing space
Social & Food: Monthly lunches regular celebrations stocked kitchen beer & kombucha on tap board games rooftop BBQs
Rewards & Recognition: Competitive pay referral bonuses shout-out recognitions
Community Support: Paid volunteer leave diversity celebrations company volunteer days
Career & Growth: Rapid advancement opportunities higher education sponsorship hackathons
Remote Work :
No
Employment Type :
Full-time
About Company
WHO IS LUMI?We’re a leading Fintech small business lender fuelling growth by making finance more accessible.We deliver fast & flexible funding designed to meet the unique needs of Australian businesses. With over $1.5 billion funded since 2018 and backing for 15,000+ small businesses, ... View more