AML Ops Analyst

About Us

Nu is one of the largest digital financial platforms in the world with more than 122 million customers across Brazil Mexico and Colombia. Guided by our mission to fight complexity and empower people we are redefining financial services in Latin America and this is still just the beginning of the purple future were building.

Listed on the New York Stock Exchange (NYSE: NU) we combine proprietary technology data intelligence and an efficient operating model to deliver financial products that are simple accessible and human.

Our impact has been recognized by global rankings such as Time 100 Companies Fast Companys Most Innovative Companies and Forbes Worlds Best Bank. Visit our institutional pagehttps:// the role

Ensure the sustainable Nubanks growth supporting the regulatory demands of AML Ops operations routines challenging the status quo through:

• The best experience to our fanatics and loved clients in the AML Ops process keeping the highest level of quality for customer data and due diligence applicable accordingly to the regulators and internal policies;
• Analyzing the transactional AML Alerts generated by the AML transaction monitoring system to identify suspicious situations contributing to a more ethical and fair society truly understanding that it is also a key driving force for the solid growth and development of Nubank and Brazil & Mexico;

Being diligent flexible and resilient according to Nus principles!

In order to achieve that our Operational Squad - AML Ops - is responsible for protecting Nu against criminal activities and helping stop the laundering of dirty money into the Mexican economy complying with the necessary regulations and ensuring the continuity of our business.

What does a Regulatory Solutions analyst for AML Ops do

• Analyze AML Alerts financial transactions accounts and data from the alerts generated by the AML transaction monitoring system to identify suspicious situations and provide detailed recommendations (Report to UIF Cancel etc.)
• Prepare all the investigation files to escalate it to the AML Forum (Comité de Comunicación y Control).
• Strengthen the AML Ops team to be aligned with the responsibilities we have as a financial institution.
• Sophisticated reporting to immediately inform money-laundering or terrorism financing activity to the relevant authorities (SHCP CNBV UIF etc.).
• Perform quality reviews evaluate process deficiencies analyze control measures enhance reporting capabilities and recommend corrective actions while satisfying regulatory requirements.
• Conduct thorough investigations in order to detect risky customers by evaluating the customers risk profiles and processing them accordingly (enhanced due diligence customer due diligence etc.).
• Provide advice on sanctions and other screening processes such as KYC.
• Collaborate with cross-functional areas (including legal compliance and risk management among others) to minimize money-laundering risks to the business
• Support the discard operation in binding lists.
• Apply FIU typologies.
• Involvement in the implementation of the regulatory framework that will contribute to Nu Mexicos growth plan.
• Stay current with AML/FT laws regulations and industry standards to ensure our practices remain compliant.

Qualifications:

• You are detail-oriented diligent organized and enjoy operational activities.
• You have excellent reporting skills particularly for regulatory reporting.
• You are a proactive autonomous person and have an interest in owning your operational routines and creating processes and improving them but at the same time understand that there are bureaucracies in the regulatory activities that need to be followed.
• You are able to meet deadlines and to be flexible to adapt to changing conditions.
• You can communicate clearly succinctly and effectively.
• You feel good to be constantly challenged to learn and do more.
• You are good with oral and written communication in Spanish and/or English.
• You believe in a more just and ethical society and Nubanks values and culture.
• You have a strong sense of integrity and responsibility handling sensitive information.
• You understand that we can contribute within Nubank to the construction of this society guaranteeing the application of all the rules and regulatory aspects inherent to the Clients Registration.
• You can easily turn numbers into complex strategies proposals and effective action plans.

It will be a differential if you..

• Have a Bachelors Degree in Law Administration Finance Economic Sciences or related;
• Have CNBV certification is a plus or strong experience in AML Regulations;
• Have previous experience in monitoring transactional AML alerts for the different banking products (Credit Card Savings Remittances Investments etc.) and-or in compliance areas in processes related to AML;
• Have knowledge of sanctions and KYC processes related to AML;
• Have knowledge in sending the suspicious activity reports (SAR ROI);
• Have autonomy to make decisions that impact customers and Nu based on AML policies;
• Know the specific regulations of the area and have the responsibility to apply them in their routine;
• Have curiosity and willingness to learn;
• Have knowledge in Excel Sheets Looker SQL and Python;
• Have Banking & Sofipo regulation knowledge;
• Have knowledge in CNBV regulation freezing unfreezing and transfer money;

Benefits

• Chance of earning equity at Nu
• Extended maternity and paternity leaves
• Health and life insurance
• Dental and Vision Insurance
• NuCare - Our mental health and wellness assistance program
• Nucleo - Our learning platform of courses
• NuLanguage - Our language learning program
• Holiday Bonus (Aguinaldo) of 30 days of pay per year
• 17 days of paid vacation with 25% vacation bonus
• Gym partnership
• Food card
• Work-from-home Allowance
• Parental Consultancy
• Relocation Assistance Package if applicable

Work Model for this Role

Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week on strategic days designed to maximize team connection and collaboration. For more details visit Experience:

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