Underwriter- Workers Compensation (Excess & Surplus)

Job Description

ISI Underwriter

Job Summary

Seeking a highly skilled and motivated ISI Underwriter to join a this role you will take the lead in shaping a high-performing book of business by driving profitable growth fostering strong broker relationships and showcasing the industry-leading value. This position requires a blend of analytical precision strategic decision-making and exceptional communication skills to ensure every account reflects strong underwriting discipline and delivers outstanding results.

Compensation Package

• Competitive salary
• Comprehensive benefits
• Opportunities for professional growth and development
• Hybrid work environment (4 days in-office 1 day remote)

Responsibilities

Own Your Portfolio

• Achieve or exceed new business premium and loss ratio goals.
• Maintain high renewal account retention rates while meeting premium and loss ratio targets.
• Collaborate with the Business Development team on new account opportunities.
• Utilize excellent negotiation skills to meet account-level objectives.
• Focus on healthcare education and public entity verticals across Central MO IL IN and CO.
• Manage a renewal book of hundreds of accounts with annual payments and no endorsements.
• Support new business growth with a focus on retaining policies.
• Travel less than 10% of the time for key conferences or broker visits (approximately four times a year).

Be a Technical Authority

• Apply expertise in primary and excess workers compensation risk analysis actuarial concepts and policy structure.
• Adhere to underwriting guidelines and authority levels with consistency and confidence.
• Conduct thorough risk analysis establish appropriate terms and document decisions effectively.
• Evaluate guaranteed cost exposures and submit strategic referrals when necessary.

Lead & Elevate the Team

• Take ownership of key functional areas such as compliance workflow and process optimization and project participation.
• Contribute to user testing and other team initiatives.

Build Strong Relationships

• Provide exceptional service to brokers by being responsive informed and proactive.
• Meet or exceed service standards for submission management quote deadlines and communication.
• Strengthen broker partnerships to enhance new and renewal opportunities.

Champion Our Value Proposition

• Identify and communicate services that drive value for clients.
• Participate in client calls to articulate our differentiators and impact.

Qualifications/Requirements

Education & Experience

• Bachelors degree or equivalent work experience preferably in Insurance or Business.
• Minimum of 5 years of experience in workers compensation insurance.
• Experience in primary or excess underwriting.
• Proficiency in Microsoft Excel Word PowerPoint and operational systems.

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