Risk & Underwriting Lead Analyst-Cigna Pharmacy
Bloomfield, CT - USA
Job Summary
Role Summary:
Responsible for executing the GotoMarket Pharmacy strategy by leading accountlevel pricing rate development and customer negotiations in partnership with Sales across a complex pharmacy book of business. This role develops strategic datadriven recommendations related to market competition pricing and product positioning while influencing underwriting best practices and contributing to product and pricing strategy through strong matrix partnership.
Key Responsibilities:
Manages an assigned book of pharmacy business with accountability for profitable growth persistency and earnings performance.
Conducts casespecific risk assessments and develops accountlevel pricing strategies.
Leads rate development and customer negotiations in collaboration with Sales for complex pharmacy accounts.
Develops executes and monitors account plans to drive growth and profitability.
Analyzes market trends and competitive dynamics to deliver strategic recommendations on pricing and product positioning.
Influences underwriting best practices and provides consultative input to matrix partners on product development and pricing strategy.
Serves as a subject matter expert (SME) supporting Medical Underwriting teams and broader stakeholders.
Qualifications:
Bachelors degree or equivalent relevant work experience required.
3 years of experience in Pharmacy Underwriting or related field
Demonstrated expertise in rating product and financial analysis.
Proven ability to make sound decisions with a strong understanding of internal and external financial implications.
Indepth knowledge of market dynamics competitive conditions and pricing drivers.
If you will be working at home occasionally or permanently the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.For this position we anticipate offering an annual salary of 76000 - 126600 USD / yearly depending on relevant factors including experience and geographic location.
This role is also anticipated to be eligible to participate in an annual bonus plan.
At The Cigna Group youll enjoy a comprehensive range of benefits with a focus on supporting your whole health. Starting on day one of your employment youll be offered several health-related benefits including medical vision dental and well-being and behavioral health programs. We also offer 401(k) company paid life insurance tuition reimbursement a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs click here.
About Cigna Healthcare
Cigna Healthcare a division of The Cigna Group is an advocate for better health through every stage of life. We guide our customers through the health care system empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.Qualified applicants will be considered without regard to race color age disability sex childbirth (including pregnancy) or related medical conditions including but not limited to lactation sexual orientation gender identity or expression veteran or military status religion national origin ancestry marital or familial status genetic information status with regard to public assistance citizenship status or any other characteristic protected by applicable equal employment opportunity laws.
If you need a reasonable accommodation to complete the online application process please email for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes.
The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama Alaska Arizona Arkansas Delaware Florida Georgia Hawaii Idaho Iowa Kansas Maryland Massachusetts Michigan Nebraska Ohio Pennsylvania Texas Utah Vermont and Washington State.
Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal state and local ordinances.
Required Experience:
IC
About Company
Cigna Healthcare offers health insurance plans such as medical and dental to individuals and employers, international health insurance, and Medicare coverage.