Business Analyst- Treasury Cash Management

Job Description

We are seeking a domainsavvy Business Analyst / Technical Solution Analyst with strong experience in Transaction Banking Treasury Services and Cash Management. The ideal candidate will bridge liquidity business requirements and technology solutions owning the requirements lifecycle endtoendfrom discovery and process design to functional specifications data analysis and UAT.

This role requires handson treasury domain expertise strong analytical skills and the ability to translate complex cash concentration and deposit product concepts into clear testable technical requirements. The position is fulltime onsite in Tampa FL.

Key Responsibilities

Requirements & Business Analysis

• Lead discovery workshops to document currentstate and futurestate processes for treasury and liquidity products
• Define epics user stories and acceptance criteria for:
  • Cash concentration structures (ZeroBalance Sweeps Physical / Notional pooling)
  • Deposit products
  • Earnings Credit Rate (ECR) and interest calculations
• Translate complex business rules into functional designs including:
  • Day count conventions
  • Cutoff times
  • Rate tiers and thresholds
  • Accrual vs. compounding methods
  • Exception and adjustment handling
• Own the requirements lifecycle from discovery through UAT

Treasury & Liquidity Domain Expertise

• Apply handson knowledge of:
  • Ledger vs. available vs. collected balances
  • Value dating
  • Daylight overdrafts
  • Cutoff times and timezone impacts
• Support reconciliation and control frameworks to ensure:
  • Accuracy
  • Completeness
  • Timeliness of balances and reporting

Solution Design & Delivery

• Create clear functional specifications interface contracts and sequence diagrams
• Support API batch and eventdriven integrations
  • REST / JSON APIs
  • Filebased processing and batch scheduling
• Partner with Architects and Engineers on:
  • Solution options
  • Nonfunctional requirements (resilience performance scalability)
  • Phased rollout strategies
• Drive backlog grooming sprint planning and delivery execution
• Maintain traceability from requirements design test cases

Data & Technical Analysis

• Perform data modeling and sourcetotarget mapping
• Use SQL for data validation reconciliation and analysis
• Support API testing using tools such as Postman
• Collaborate closely with QA teams during SIT and UAT

Communication & Stakeholder Management

• Act as a key liaison between:
  • Product
  • Engineering
  • Architecture
  • Treasury / Finance
  • Operations teams
• Clearly communicate risks dependencies and delivery milestones
• Ensure highquality documentation with strong version control practices

MustHave Qualifications

• 5-8 years of experience as a Business Analyst or Technical Solution Analyst
• Strong domain expertise in:
  • Transaction Banking
  • Treasury Services
  • Cash Management
• Handson experience with:
  • Cash concentration structures (ZBA sweeps physical/notional pooling)
  • Deposit products
  • Earnings Credit Rate (ECR) and interest calculations
• Proficiency in:
  • Functional specifications
  • User stories and acceptance criteria
  • SQL for data analysis
  • API specifications (REST / JSON)
  • Interface contracts and testing tools (Postman)
• Experience working in Agile / Scrum environments
• Strong Jira / Confluence (or similar) experience
• Excellent written and verbal communication skills

Education

• Bachelors degree in:
  • Engineering
  • Information Systems
  • Finance
  • Or a related field
• Advanced degree preferred but not required