Credit Monitoring Analyst

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging environment

As a Credit Monitoring Analyst within our lending team you will determine whether corporate borrowers have breached covenants and as a result have defaulted on the terms of their credit agreements.

Job responsibilities:

• Determine whether corporate borrowers have breached covenants and as a result have defaulted on the terms of their credit agreements
• Interpret credit agreements and other legal documents to determine which co-borrowers guarantors and other parties to the agreements require set up in banks system of record for future covenant compliance evaluation
• Perform credit analysis review documentation and monitor ongoing compliance with financial covenants within an assigned portfolio of borrowers
• Independently calculate cash flow and leverage ratios in accordance with specific terms laid out in credit agreements
• Develop strong knowledge of secured lending products including borrowing base credit facilities
• Determine the grid-based performance pricing that applies to borrower so the bank gets adequately compensated for credit risk
• Adhere to the quality control standards that have been set for the process and to service level agreements WLS has with its internal business partners

Required qualifications skills and capabilities

• 3 years of experience in banking and/or doing financial analysis
• Ability to identify and summarize key points in written reviews of credit-related transactions
• Understanding of loan products including documentation for revolving lines of credit term loans borrowing bases etc..
• Strong verbal & written communication to effectively communicate with various stakeholders and across levels
• Ability to work independently with minimum supervision including demonstration of good time management
• High proficiency in using MS Office tools including MS Excel

Preferred qualifications skills and capabilities

• Bachelors degree in Business/Accounting preferred
• Desire to develop matter expertise in assessing credit risk of real estate developers investors real estate operating companies and opportunity and investment fund is a plus