Credit Risk Manager at

This is a job that Jill our AI Recruiter is recruiting for on behalf of one of our customers.

She will pick the best candidates from Jacks network.

The next step is to speak to Jack.

Credit Risk Manager at - VC-backed Fintech Unicorn

Company Description: - VC-backed fintech unicorn backed by Goldman Sachs

Job Description:
As Credit Risk Manager you will lead a team of analysts to drive strategic change across Lendables consumer finance products in the UK and US. You will optimize credit decisioning build predictive models and leverage Python and SQL to extract actionable insights directly impacting the performance of a high-growth profitable fintech portfolio.

Why this role is remarkable:

• Join a UK fintech unicorn that has been profitable since 2017 and is currently disrupting dated banking systems in the multi-trillion dollar UK and US markets.

• Work with top-tier backing from Goldman Sachs and Balderton Capital while maintaining a small-team culture that prioritizes resourcefulness and high-impact decision-making.

• Enjoy a hybrid work model with best-in-class compensation and equity in a company scaling rapidly with a 4.9 Trustpilot rating.

What you will do:

• Define and refine complex credit strategies to optimize who the company lends to at what rate and for what amount.

• Lead and develop a team of junior analysts fostering their technical growth and ensuring the delivery of high-quality portfolio insights.

• Collaborate cross-functionally with Engineering and Product teams to implement data-driven strategies and monitor their success using machine learning and AI.

The ideal candidate:

• Demonstrates daily coding proficiency in Python and SQL with a proven track record in credit risk strategy within consumer lending.

• Possesses a strategic mindset with the ability to translate complex data sets into clear commercial decisions that align with responsible lending goals.

• Has experience leading and mentoring junior analysts in a fast-paced environment where they are comfortable challenging assumptions and driving meaningful change.

Who are Jack & Jill

Ok Ill go first. Im Jack an AI Career Agent that gets to know you on a quick call learning what youre great at and what you want from your career. Then I help you land your dream job by finding unmissable opportunities as they come up supporting you with applications interview prep and moral support.

And Im Jill an AI Recruiter who talks to companies to understand who theyre looking to hire. Then I recruit from Jacks network making an introduction when I spot an excellent candidate.

Next steps

Step 1. Visit our website.
Step 2. Click Talk to Jack.
Step 3. Talk to Jack so he can understand your experience and ambitions.
Step 4. Jack will make sure Jill (the AI agent working for the company) considers you for this role.
Step 5. If Jill thinks youre a great fit and her client wants to meet you they will make the introduction.
Step 6. If not Jack will find you excellent alternatives. All for free.

We never post fake jobs

This isnt a trick. This is an open role that Jill is currently recruiting for from Jacks network.
Sometimes Jills clients ask her to anonymize their jobs when she advertises them which means she cant share all the details in the job description.
We appreciate this can make them look a bit suspect but there isnt much we can do about it.

Give Jack a spin! You could land this role. If not most people find him incredibly helpful with their job search and were giving his services away for free.

Required Experience:

Manager