State Credit Manager Credit Retail secured Jabalpur

Financial Services

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profile Job Location:

Jabalpur - India

profile Monthly Salary: Not Disclosed
Posted on: 6 days ago
Vacancies: 1 Vacancy

Job Summary


Portfolio Management

  • Regularly Review & Monitor the Portfolio of the region. Bring in the expertise of identifying the grey areas which need immediate attention of the management. Track the movement of the portfolio is in-line with management mandate.
  • Quality is measured by delinquency bounce rates loss numbers RCR and File quality scores are key deliverables

Business & Financial Management

  • Calibrate the capacity plan in line with business needs
  • Identify and act upon various risk arising out of credit/process activities
  • Risk mitigation- bureau/rating agencies/collection reports to be reviewed
  • Do periodical stress tests to ensure necessary actions are taken in markets having sharp movement in real estate prices
  • Track and react to external influence on portfolio Bureau/rating agencies

Customer Focus

  • Take decisions which are aligned to the management directive keeping customer in mind
  • Bring in the efficiency in the system by enabling decisions being taken within defined timelines
  • Understand the Salaried / Self Employed market dynamics for STSL business in smaller towns say tier 3 4 markets

People/Team Management

  • Effective training and timely communication of policy & underwriting standard
  • Manage and supervise direct reports with continuous engagement on portfolio performance process controls and supervisory review
  • Interaction with business and allied teams to incorporate changes

Strong interpersonal skills to manage team size of 10 risk managers

Capable to mentor 3 - 4 middle layer Managers towards progressive career path

Productivity Management & Improvement

  • Productivity and its management is the key deliverable
  • Quality is measured by no of files managed on monthly basis
  • Initiatives for improving the productivity at every level is also one of the key deliverables


Required Experience:

Manager

Portfolio ManagementRegularly Review & Monitor the Portfolio of the region. Bring in the expertise of identifying the grey areas which need immediate attention of the management. Track the movement of the portfolio is in-line with management mandate.Quality is measured by delinquency bounce rates lo...
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