Residential Mortgage Closer
Cambridge, MA - USA
Job Summary
Build Your Future Here:
Thinking of changing jobs or starting your career at a growing company with an award-winning culture Well you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank we will work together to help you achieve your career goals just like we help thousands of clients reach their financial goals.
Peoples Bank is one of the largest 150 banks in the United States with 130 full-service bank branches in Ohio West Virginia Kentucky Virginia Washington D.C. and also have Specialty Finance offices in Minnesota Missouri and Vermont. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation has donated over $8 million to local organizations since its inception in 2003.
We are proud to share national accolades that celebrate our company culture and recognize us as a great place to bank and work:
- American Banker Best Banks to Work For inand 2025
- Top Workplaces USA national award inand 2025
- Newsweeks Americas Best Banks 2023 and 2024
- Newsweeks Americas Greatest Workplaces 2024 and 2025
- Forbes Americas Best Banks 2024 and 2025
- Forbes Best-in-State Banksand 2025
- TIMEs Americas Growth Leaders 2026 award winner
At Peoples Bank we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associates life. Thats why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match employee stock purchase plan various education assistance programs such as student loan and tuition paydown/reimbursement paid vacation and holidays and much more. For full details of our benefits offerings please visit: associates are each accountable for living the culture and values of the organization. This includes ensuring actions and behaviors create a positive and collaborative work environment always acting with integrity and professionalism and providing extraordinary customer service. Our goal is for you to be successful; to that end being reliable in terms of ensuring you are at work on time and work your schedule as well as actively pursuing your performance objectives will be fundamental in your contributing to the teams success as well as the organization.
Job Purpose
This position is responsible for preparing closing documents and verifying closing documents for accuracy and completeness. This position will schedule closings with the title companies and borrowers. This position will prepare and send the Closing Disclosure to borrowers and ensure its accuracy and required wait period. This position will validate all lender and third party fees and disbursements. This position provides support to all internal departments and bank partners as needed.
Job Duties
- Ensures all conditions have been satisfied prior to setting the closing date.
- Responsible for setting the closing date with title companies and borrowers.
- Responsible for validating all lender and third party fees and disbursements.
- Responsible for preparing and sending closing documents.
- Responsible for preparing and sending Closing Disclosures and ensuring its accuracy based on TRID required wait period.
- Responsible for understanding investor agency and government products and programs.
- Responsible for understanding the Banks policies procedures products and services.
- Responsible for communicating closing status with mortgage consultants realtors builders and bank partners as needed.
- Prepares wires and funds loans.
- Will perform special projects as assigned
Education Experience and Job Skills
- Bachelors or Associates degree or 2 years of closing or related mortgage experience
- Knowledge of Reg B (ECOA) Reg C (HMDA) Reg X (TRID) and Reg Z (TILA) requirements
- Knowledge of Fannie FHA VA and USDA programs
- Knowledge of Encompass a plus
- Ability to work in a fast paced task and detailed oriented environment
- Proficient use of technology
- Strong oral and written communication skills
Basic Qualifications
- Bachelors or Associates degree or 2 years of closing or related mortgage experience
Equal Opportunity Employer M/F/Disabled/Vet;
If you are unable to complete this application due to a disability contactto ask for an accommodation alternative application process or other inquires.