EIC Manager
Seoul - South Korea
Job Summary
Enhanced Information and Data Strategy management:
- Collect company information through research phone interviews and/or field visits to get in-depth and update financial business and credit information in order to assess the current situation of the companies.
- Engage in the review of source information scores and to ensure best quality accuracy predictability and consistency is achieved.
- Participate in sensitive buyer visits and in-depth reports and to oversee the quality of assessments by other team member(s).
- Validate credit rating (DRA) according to group delegation rules. Ensure the information and DRA represent the most up to date position and that group standards have been applied toward frequency and level of information required.
- Maintain the debtors shareholding structure in the system (FRG and Legal trees)
- Manage a portfolio of debtors in particular on large exposures and sensitive files.
- Achieve annual target objectives in respect of production and quality.
- Review suspicious fraud files and prepare Pre-Fraud analysis to the Anti-Fraud officers
- Negotiate with information suppliers in respect of the local information contract.
- Manage the quality and effectiveness of (country) outsourced tasks to the back office center(s).
- Other ad-hoc projects as required
Process management and improvement:
- Prioritize and monitor Worklists and processes to ensure volumes time and quality standards are achieved and SLAs are fully respected. Take remedial action when deemed appropriate.
Communication and Collaboration:
- To be part of buyer calls along with staff where applicable for obtaining financial and business information in order to assess their credit quality.
- Pro-actively build and maintain good working relationships with Risk Underwriting and other colleagues.
- Communicate to underwriters requests and highlights any adverse information which is relevant to a review of exposure particularly when a DRA is downgraded and exposure is significant.
- Reporting/discussion with regional team.
- Ensure handling of the Complaint process: act in quality of expert for the company in respect of complaints related to information and its use.
Budget:
- Manage the department budget to ensure costs and expenses are respected and organize regular benchmarks in its markets.
People Management:
- Manage staff and promote the management and process control.
- Lead motivate and supervise the correct performance of the team according to the proposed goals and the group rules/standards.
- Conduct regular performance reviews.
- Manage work-flows and ensure smooth running of operations during vacation times.
- Prioritize and delegate where required.
- Get actively involved in team training coaching and mentoring to ensure professional development and efficiency of operations.
Compliance:
- Ensure compliance with regulations and procedures as laid down by Coface and external regulators.
Functional:
- Advanced knowledge of reading and understanding and interpreting the company accounts (audited management and draft accounts) relating to both limited and public companies including balance sheets and profit and loss statements Cash flow statements and understand or calculate key accounting ratios.
- Understanding of company law accounting principles and Legal group structures.
- Basic knowledge of prevailing macroeconomic and industry-sector drivers and trends as a backdrop against which to evaluate a businesss credit worthiness.
- Understanding of banking products and how financing works
Qualifications :
- Graduate/Post graduate required with a concentration in Economics/Business/Finance or equivalent.
- Minimum 5 years work experience in credit risk analysis (Banking financial services or credit department).
- Previous management experiences
- Korean (Native) and English (Business)
IT
- Computer literacy (MS Office / Excel/Power point)
- Internal company software (ATLAS ATLAS INFO)
- Good presentation skills and Communication skills
- Excellent questioning skills
- Credit or Business research
- Ability to work on a team and share information
추가 정보 :
- Flexible working model after the 1st month
- Great place to work: central and modern office
- Opportunities to learn: budget every year for training languages platform e-learning platform dedicated development program
- Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company one of the world leaders in its field
- Health care
Remote Work :
No
Employment Type :
Full-time
Key Skills
About Company
Coface is a team of 4,500 people of 78 nationalities across nearly 60 countries, all sharing a corporate culture across the world. Together, we work towards one objective: facilitating trade by helping our 50,000 corporate clients develop their businesses.With 75 years of experience, ... View more