Director, Private Credit Financing

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Position Description

The Director Private Credit Financing will serve as a senior execution and credit lead within the Private Credit Financing (PCF) platform. The role is responsible for daytoday structuring execution credit diligence documentation review and ongoing monitoring of private credit financing transactions working closely with the Private Credit Financing team and internal risk partners.

The position is designed to support the scaling of the Private Credit Financing business as transaction volumes and complexity increase while maintaining appropriate underwriting standards structural discipline and risk oversight. The Director will play a critical role in reducing execution bottlenecks acting as a second line of defense on credit and structure and enabling the platform to run multiple complex transactions in parallel.

Group Overview

The Private Credit Financing team sits within Global Markets Global Origination and is responsible for originating structuring and executing secured financing solutions for private credit managers asset managers insurance platforms and other institutional investors.

Key Areas of Accountability

Transaction Execution & Structuring:

• Act as primary daytoday execution lead on private credit financing transactions
• Structure and maintain complex borrowing bases across diversified private credit portfolios
• Analyze collateral eligibility advance rates concentration limits and structural protections
• Coordinate transaction execution across internal stakeholders including Legal Risk Operations and Accounting
• Support agented and nonagented facility execution syndication and amendments

Credit Diligence & Risk Management:

• Perform credit diligence on private credit portfolios
• Serve as a second line of defense on credit structure underwriting quality and documentation
• Identify and escalate emerging risks concentration issues or structural weaknesses
• Support internal credit approvals renewals and ongoing reviews

Documentation Review & Negotiation:

• Lead detailed review and negotiation of term sheets credit agreements and borrowing base definitions
• Ensure documentation accurately reflects approved credit terms risk mitigants and operational mechanics
• Coordinate with internal and external counsel to drive timely and riskappropriate execution

Ongoing Monitoring & Portfolio Management:

• Oversee ongoing monitoring of financed portfolios including borrowing base compliance covenant performance and collateral quality
• Review periodic reporting from borrowers and servicers
• Support amendments and waivers as needed
• Assist with internal management reporting and ad hoc risk inquiries

Team Development & Collaboration:

• Provide training oversight and mentorship to junior team members and matrixed resources
• Partner closely with Corporate Banking Global Structured Finance Risk Legal and Operations
• Support scalability of the platform through process improvement and knowledge transfer

Qualifications

Knowledge:

• Typically between 3 and 5 years of relevant experience and postsecondary degree in related field of study or an equivalent combination of education and experience.
• Significant experience in private credit financing structured credit or assetbased lending
• Strong understanding of private credit asset classes portfolio construction and risk drivers
• Deep familiarity with borrowing base structures
• Working knowledge of leveraged finance structured lending and secured credit documentation
• Strong understanding of bank credit risk management and approval processes

Skills:

• Proven ability to independently execute and manage complex financing transactions
• Strong credit judgment and attention to structural detail
• Excellent written and verbal communication skills with ability to engage effectively with senior stakeholders
• Strong analytical skills including modeling and portfolio analysis
• Ability to manage multiple transactions simultaneously in a fastpaced environment
• Demonstrated ability to mentor junior professionals and support team development

Please note the base salary for this role is $275000 USD

Salary:

Pay Type:

The above represents BMO Financial Groups pay range and type.

Salaries will vary based on factors such as location skills experience education and qualifications for the role and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles the salary listed above represents BMO Financial Groups expected target for the first year in this position.

BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance-based incentives discretionary bonuses as well as other perks and rewards. BMO also offers health insurance tuition reimbursement accident and life insurance and retirement savings plans. To view more details of our benefits please visit: Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting positive change for our customers our communities and our people. By working together innovating and pushing boundaries we transform lives and businesses and power economic growth around the world.

As a member of the BMO team you are valued respected and heard and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. Well support you with the tools and resources you need to reach new milestones as you help our customers reach theirs. From in-depth training and coaching to manager support and network-building opportunities well help you gain valuable experience and broaden your skillset.

To find out more visit us at is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race religion color national origin sex (including pregnancy childbirth or related medical conditions) sexual orientation gender identity gender expression transgender status sexual stereotypes age status as a protected veteran status as an individual with a disability or any other legally protected characteristics. We also consider applicants with criminal histories consistent with applicable federal state and local law.

BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process please send an e-mail to and let us know the nature of your request and your contact information.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO directly or indirectly will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid written and fully executed agency agreement contract for service to submit resumes.