Director Of Mortgage Lending
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Job Location:
Oak Creek, WI - USA
Monthly Salary:
Not Disclosed
Posted on:
2 days ago
Vacancies:
1 Vacancy
Job Summary
Overview
Invest In You! Tri City National Bank is not just a bank; its your community banking partner deeply committed to prioritizing customers building strong relationships and fostering a sense of belonging. Our team-oriented environment offers exceptional opportunities for personal and professional growth celebrating success and providing excellent benefits along the way. We believe in unparalleled customer service and the right banking solutions to help fulfill financial dreams and contribute to community growth.
The Director of Mortgage Banking oversees the strategic direction growth and profitability of the banks Mortgage lending portfolio along with oversight of credit underwriting process / procedures.
This role focuses on driving sales growth market penetration and cross-selling while ensuring credit quality operational efficiency and regulatory compliance. It requires strategic vision sales leadership and operational oversight to maximize our community and customer relationships.
This position is in-office at our Corporate Headquarters in Oak Creek WI.
Responsibilities
Strategic Leadership & Sales Growth:
- Develop and execute strategic business goals for the mortgage division to increase market share and profitability.
- Drive Mortgage Loan Officer performance create effective sales strategies and nurture relationships with realtors builders and clients.
- Partner with FP&A to establish production targets by product lines and different channels (e.g. branches digital platforms call center).
- Build a sales culture focused on proactive calling pipeline management and cross-sell opportunities.
- Monitor competitor pricing promotions and market trends to maintain competitive positioning.
Product & Portfolio Management
- Own the mortgage lending product suite including pricing strategies fee structures and promotions.
- Collaborate with Marketing Finance and Product Strategy on bundled offerings and campaigns.
- Monitor loan portfolio performance profitability and concentration to balance growth with risk.
- Drive product innovation to meet customer needs and increase market share.
Channel Development & Operations
- Expand digital lending capabilities including online applications pre-approvals and workflow management.
- Oversee end-to-end mortgage / consumer underwriting & approval process closing and servicing to maintain high quality and efficiency. Must possess knowledge and understanding of operations process as well.
- Select and manage third-party vendors and investors including contract negotiations.
Team Development
- Recruit train and mentor staff to build a high-performing team fostering a culture of accountability and excellence.
- Foster a performance-driven culture with clear accountability for goals.
- Provide ongoing training in consultative selling financial needs assessment and compliance.
Compliance & Risk
- Uphold strict adherence to federal and state banking laws regulations (including TRID RESPA HMDA) and investor guidelines.
- Maintain and update lending policies and procedures.
- Ensure mortgage and consumer loans comply with bank underwriting policies risk management and regulatory guidelines.
- Analyze portfolio performance and implement risk mitigation strategies.
Collaboration & Community Engagement
- Partner across Treasury Management Sales Teams and Branch Staff to maximize household and business opportunities.
- Leverage customer insights with Data & Analytics to drive targeted marketing and product campaigns.
- Represent the bank at community events and outreach programs.
- Provide financial education and guidance on credit and lending options.
- Build referral networks with local businesses and community partners.
Qualifications
- Bachelors degree required.
- 10 years in financial services management with emphasis on mortgage lending.
- Proven track record managing teams building referral networks and portfolio growth.
- Excellent communication relationship-building and executive presence.
- Proven leadership in mortgage lending with a strong sales orientation.
- Ability to design and execute growth strategies while maintaining mortgage regulations.
Why Join Us:
- Community Impact: Be part of a local bank deeply rooted in community values contributing to the growth and prosperity of our neighborhoods.
- Innovation: Embrace a dynamic and evolving work environment that encourages fresh perspectives and continuous learning.
- Career Growth: Unlock future opportunities for personal and professional development as you navigate through our Pathways for Success.
- Celebration of Success: Join a team that values and celebrates individual and collective achievements.
- Work Life Balance: No early mornings or late nights enjoy a predictable schedule with major holidays off.
- Great Employee Benefits that start on the 1st of the month after your hire date!
- Part-Time:
- 401(k) with company match**
- Up to 20 hours of paid vacation after 3 months
- Full-Time:
- 401(k) with company match
- Tuition reimbursement
- Medical dental and vision coverage
- Paid vacation and more!
Equal Opportunity Employer/Veterans/Disabled
All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin or protected veteran status and will not be discriminated against on the basis of disability.
Required Experience:
Director
Key Skills
About Company
We’re a true community bank. Find out why folks are leaving the “Big Banks” to embrace all that Tri City has to offer!
