AssociateManager, Credit Risk Operations (SME Lending)

About Airwallex

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software we empower over 200000 businesses worldwide including Brex Rippling Navan Qantas SHEIN and many more with fully integrated solutions to manage everything from business accounts payments spend management and treasury to embedded finance at a global scale.

Proudly founded in Melbourne we have a team of over 2000 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world-leading investors including T. Rowe Price Visa Mastercard Robinhood Ventures Sequoia Salesforce Ventures DST Global and Lone Pine Capital Airwallex is leading the charge in building the global payments and financial platform of the future. If youre ready to do the most ambitious work of your career join us.

Attributes We Value

We hire successful builders with founder-like energy who want real impact accelerated learning and true ownership. You bring strong role-related expertise and sharp thinking and youre motivated by our mission and operating principles. You move fast with good judgment dig deep with curiosity and make decisions from first principles balancing speed and rigor.

Youre humble and collaborative; turn zerotoone ideas into real products and you get stuff done end-to-end. You use AI to work smarter and solve problems faster. Here youll tackle complex highvisibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you lets build whats next.

The Role:

As an Associate Credit Risk Operations you will be conducting credit risk reviews of Airwallexs clients within a team environment. The team works collaboratively with merchants business development teams transaction risk analysts compliance and legal departments to support growth objectives while mitigating and managing risk

Responsibilities:

1. Assess merchants credibility in both onboarding and monitoring workflows by verifying and analyzing merchants business information and financial statements.

2. Provide tailored credit risk recommendations that mitigate Airwallexs exposure while facilitating partner company growth

3. Prioritize and process the review of incoming applications to verify their accuracy and integrity interpret them so that they are concise exact integral in compliance with the policy and register them accurately and in a timely manner

4. Deliver insights to support key business decisions ranging from onboarding strategies to pricing analysis and product launches

5. Lead process improvements to help the team deliver on key performance indicators and meet service level agreements

6. Provide feedback on data tools 3rd party vendors etc. for continuous ops efficiency improvement along with on-going enhancements of policies and procedures.

Qualifications:

1. 5 years of relevant experience with knowledge of commercial credit underwriting financial statement analysis and cash flow forecasting

2. Knowledge of merchant acquiring services and the payment processing industry

3. Effective communication skills; attention to detail

4. Be a team player with strong interpersonal and communication skills both written and verbal

5. Be highly curious and thoughtful - a proactive self-starter with a sense of urgency and bias for action under a fast-paced environment

6. Be comfortable with complex data and analytics to draw meaningful insights. SQL is required for this role.

Applicant Safety Policy: Fraud and Third-Party Recruiters

To protect you from recruitment scams please be aware that Airwallex will not ask for bank details sensitive ID numbers (i.e. passport) or any form of payment during the application or interview process. All official communication will come from an @ email address. Please apply only through or our official LinkedIn page.

Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition regardless of any other provision to the contrary.

Equal opportunity

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit qualifications competence and talent. We dont regard color religion race national origin sexual orientation ancestry citizenship sex marital or family status disability gender or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation please let us know.

Required Experience:

Manager