Credit Analyst

Cody, WY - USA

Monthly Salary: Not Disclosed

Posted on: 2 days ago

Vacancies: 1 Vacancy

Job Summary

GENERAL SUMMARY:

Analyze and prepare credit requests for review by originating lender and/or appropriate loan committee via banks loan processing software; understand all aspects of the Suntell or File Xsoftware; assist other staff members with Suntell or File X as necessary; and ensure adequacy of banks collateral position via review and audit of reports prepared by lenders and borrowers.

Job location is Cody WY

RESPONSIBILITIES AND DUTIES:

Prepares complete and concise financial analyses by obtaining necessary information from the lender. Financial analyses will focus on financial trends and repayment capacity of obligors. These duties include but are not limited to analysis & interpretation of financial statements evaluation of the financial condition of the borrower relative to the industry economy collateral capacity trends and performance of the borrower.
Attends loan committee meetings as necessary to assist in the presentation and clarification of credit requests.
Conducts credit inquiries requested by loan officers and any additional inquiries deemed necessary for thorough analysis. May order and review loan documents for a closing.
Assists with Suntellor File X inquiries as necessary.
Some analyst positions ensure adequacy of banks collateral position by monitoring construction draw requests/inspections borrowing base certificates/inspections and livestock inspections. Audit of specific collateral reports may be required to ensure accuracy.
May participates in asset reviews as requested including real estate inspections and any other on-site inspections deemed necessary.
Maintains strict confidentiality of credit information.
Performs other duties as assigned.
Regular and reliable attendance.

KNOWLEDGE SKILLS AND ABILITIES:

Knowledge of bank operations policies and procedures.
Knowledge of loan analysis and accounting.
Knowledge of loan analysis software and Suntell software
Skill in communicating effectively with management customers and co-workers.
Ability to pay close attention to detail and work with a high degree of accuracy.
Ability to create an organized efficient work environment without supervision.
Ability to work under pressure of deadlines.
Ability to function as a team player.

EDUCATION AND EXPERIENCE:

High School diploma or equivalent experience in banking.
College degree in business finance economics or accounting preferred.

PHYSICAL REQUIREMENTS:

NOTE: The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel.

More Details

Monday - Friday 8am to 5pm
Job location is Cody WY

Required Experience:

GENERAL SUMMARY:Analyze and prepare credit requests for review by originating lender and/or appropriate loan committee via banks loan processing software; understand all aspects of the Suntell or File Xsoftware; assist other staff members with Suntell or File X as necessary; and ensure adequacy of b...

GENERAL SUMMARY:

RESPONSIBILITIES AND DUTIES:

Prepares complete and concise financial analyses by obtaining necessary information from the lender. Financial analyses will focus on financial trends and repayment capacity of obligors. These duties include but are not limited to analysis & interpretation of financial statements evaluation of the financial condition of the borrower relative to the industry economy collateral capacity trends and performance of the borrower.
Attends loan committee meetings as necessary to assist in the presentation and clarification of credit requests.
Conducts credit inquiries requested by loan officers and any additional inquiries deemed necessary for thorough analysis. May order and review loan documents for a closing.
Assists with Suntellor File X inquiries as necessary.
Some analyst positions ensure adequacy of banks collateral position by monitoring construction draw requests/inspections borrowing base certificates/inspections and livestock inspections. Audit of specific collateral reports may be required to ensure accuracy.
May participates in asset reviews as requested including real estate inspections and any other on-site inspections deemed necessary.
Maintains strict confidentiality of credit information.
Performs other duties as assigned.
Regular and reliable attendance.

KNOWLEDGE SKILLS AND ABILITIES:

Knowledge of bank operations policies and procedures.
Knowledge of loan analysis and accounting.
Knowledge of loan analysis software and Suntell software
Skill in communicating effectively with management customers and co-workers.
Ability to pay close attention to detail and work with a high degree of accuracy.
Ability to create an organized efficient work environment without supervision.
Ability to work under pressure of deadlines.
Ability to function as a team player.

EDUCATION AND EXPERIENCE: