United Consumer Financial Services Compa
As a part of the global industrial organization Marmon Holdingswhich is backed by Berkshire Hathawayyoull be doing things that matter leading at every level and winning a better way. Were committed to making a positive impact on the world providing you with diverse learning and working opportunities and fostering a culture where everyones empowered to be their best.
The Customer Service Representative serves as the first point of contact for customers with overdue accounts. This role blends customer service excellence with debt recovery responsibilities ensuring positive customer experiences while meeting collection targets.
ESSENTIAL DUTIES & RESPONSIBILITIES
REPRESENTATIVE LEVEL 1
- Manage inbound calls from customers regarding account status payments and disputes.
- Provide accurate information about balances due dates and payment options.
- Identify delinquent accounts and initiate appropriate collection actions.
- Document all customer interactions in CRM systems.
- Schedule one-time or recurring payments via EFT or credit/debit cards.
- Resolve customer complaints with empathy and professionalism.
- Recognize specific scenarios to require specific collection questions answered in compliance with the FTCPA.
- Properly request all UCFS collection letters (including Attorney letters).
- Effectively follow all the current KPIs to ensure calls are answered in a timely manner.
- Work together as a team to achieve departmental goals.
- Use the approved third-party companies to accept payments and other customer service collection duties!
- Appropriately request RPC and Accurint reports.
- Effectively use all options available on the Collection and Inquiries system menus.
- Review voicemails and return calls to the customers within 24 hours or the next business day.
- Set up future promise to pay for delinquent accounts.
- Properly process specific customer requests through the flag for review reports.
- Perform additional assignments as required to assist in achieving Team and Company goals.
SKILLS & ABILITIES
- Ability to negotiate to work out payment arrangements on accounts that are delinquent on their first payment.
- Ability to calculate figures and amounts as the relate to settlements on accounts.
- The ability to interpret a variety of instructions furnished in written oral diagram or schedule form.
- The ability to multi-task in a busy fast-paced sometimes stressful and noisy environment with frequent interruptions.
- Ability to communicate effectively on the phone and in person for up to 8 hours per day.
- Ability to work effectively with UCFS employees and customers.
- Ability to read write and perform mathematical calculations.
- Ability to address detail.
- Ability to understand and follow UCFS policies procedures and guidelines.
- Proficiency with a computer standard office equipment and computer programs including but not limited to Microsoft Suite (Outlook Excel Word PowerPoint) Internet/search engine savvy.
KEY PERFORMANCE INDICATORS
- Average wrap time
- Q/A Scores
- Collection numbers
- Contacts Per Hour
MINIMUM QUALIFICATIONS
- High school diploma or equivalent required.
- One year collection experience
- One year Call Center experience
- Knowledge of Billing and Collections procedures
- Pass Inbound Skills Assessment Test/Acceptable Keystrokes
WORKING CONDITIONS
This position operates in a professional office environment at UCFS offices in Westlake Ohio.
This is typically a full-time position which is defined as being scheduled to work for up to 40 hours or more per week. UCFS is open for operations 7 days a week and most holidays. Representatives work Monday through Friday on the day or early evening shift and may be called upon to work overtime night-time and weekend hours (two weekends required each month) or permanently change their schedules as job duties demand.
Fast-paced call center setting.
High volume of inbound calls.
May include evenings weekends or holiday shifts.
Performance-driven with metrics-based evaluations.
Following receipt of a conditional offer of employment candidates will be required to complete additional job-related screening processes as permitted or required by applicable law.
We are an equal opportunity employer and all applicants will be considered for employment without attention to their membership in any protected class. If you require any reasonable accommodation to complete your application or any part of the recruiting process please email your request to and please be sure to include the title and the location of the position for which you are applying.
Required Experience:
Unclear Seniority
United Consumer Financial Services CompaAs a part of the global industrial organization Marmon Holdingswhich is backed by Berkshire Hathawayyoull be doing things that matter leading at every level and winning a better way. Were committed to making a positive impact on the world providing you with di...
United Consumer Financial Services Compa
As a part of the global industrial organization Marmon Holdingswhich is backed by Berkshire Hathawayyoull be doing things that matter leading at every level and winning a better way. Were committed to making a positive impact on the world providing you with diverse learning and working opportunities and fostering a culture where everyones empowered to be their best.
The Customer Service Representative serves as the first point of contact for customers with overdue accounts. This role blends customer service excellence with debt recovery responsibilities ensuring positive customer experiences while meeting collection targets.
ESSENTIAL DUTIES & RESPONSIBILITIES
REPRESENTATIVE LEVEL 1
- Manage inbound calls from customers regarding account status payments and disputes.
- Provide accurate information about balances due dates and payment options.
- Identify delinquent accounts and initiate appropriate collection actions.
- Document all customer interactions in CRM systems.
- Schedule one-time or recurring payments via EFT or credit/debit cards.
- Resolve customer complaints with empathy and professionalism.
- Recognize specific scenarios to require specific collection questions answered in compliance with the FTCPA.
- Properly request all UCFS collection letters (including Attorney letters).
- Effectively follow all the current KPIs to ensure calls are answered in a timely manner.
- Work together as a team to achieve departmental goals.
- Use the approved third-party companies to accept payments and other customer service collection duties!
- Appropriately request RPC and Accurint reports.
- Effectively use all options available on the Collection and Inquiries system menus.
- Review voicemails and return calls to the customers within 24 hours or the next business day.
- Set up future promise to pay for delinquent accounts.
- Properly process specific customer requests through the flag for review reports.
- Perform additional assignments as required to assist in achieving Team and Company goals.
SKILLS & ABILITIES
- Ability to negotiate to work out payment arrangements on accounts that are delinquent on their first payment.
- Ability to calculate figures and amounts as the relate to settlements on accounts.
- The ability to interpret a variety of instructions furnished in written oral diagram or schedule form.
- The ability to multi-task in a busy fast-paced sometimes stressful and noisy environment with frequent interruptions.
- Ability to communicate effectively on the phone and in person for up to 8 hours per day.
- Ability to work effectively with UCFS employees and customers.
- Ability to read write and perform mathematical calculations.
- Ability to address detail.
- Ability to understand and follow UCFS policies procedures and guidelines.
- Proficiency with a computer standard office equipment and computer programs including but not limited to Microsoft Suite (Outlook Excel Word PowerPoint) Internet/search engine savvy.
KEY PERFORMANCE INDICATORS
- Average wrap time
- Q/A Scores
- Collection numbers
- Contacts Per Hour
MINIMUM QUALIFICATIONS
- High school diploma or equivalent required.
- One year collection experience
- One year Call Center experience
- Knowledge of Billing and Collections procedures
- Pass Inbound Skills Assessment Test/Acceptable Keystrokes
WORKING CONDITIONS
This position operates in a professional office environment at UCFS offices in Westlake Ohio.
This is typically a full-time position which is defined as being scheduled to work for up to 40 hours or more per week. UCFS is open for operations 7 days a week and most holidays. Representatives work Monday through Friday on the day or early evening shift and may be called upon to work overtime night-time and weekend hours (two weekends required each month) or permanently change their schedules as job duties demand.
Fast-paced call center setting.
High volume of inbound calls.
May include evenings weekends or holiday shifts.
Performance-driven with metrics-based evaluations.
Following receipt of a conditional offer of employment candidates will be required to complete additional job-related screening processes as permitted or required by applicable law.
We are an equal opportunity employer and all applicants will be considered for employment without attention to their membership in any protected class. If you require any reasonable accommodation to complete your application or any part of the recruiting process please email your request to and please be sure to include the title and the location of the position for which you are applying.
Required Experience:
Unclear Seniority
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