Credit Risk Analyst
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Job Summary
If youre looking for a career that will help you stand out join HSBC and fulfil your potential - whether you want a career that could take you to the top or an exciting new direction we offer opportunities support and rewards that will take you further.
Were one of the largest banking and financial services organisations in the world with a network that covers more than 50 countries and territories. We aim to be where the growth is enabling businesses to thrive and economies to prosper and ultimately helping people fulfil their hopes and realise their ambitions.
Were currently seeking an experienced professional to join our team in the role of Credit Risk Analyst.
As a Credit Risk Analyst youll support the development and maintenance of commercial credit risk decisioning models (such as acquisition and behaviour scorecards) and other credit strategies.
As an HSBC employee in the UK youll have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees enhanced maternity and adoption pay and support when you return to work and a contributory pension scheme with a generous employer contribution.
In this role youll:
- Support the development and maintenance of commercial credit risk decisioning models with a focus on Small and Medium Enterprise (SME) customers in the UK and support internal model review independent review and if required external review processes
- Explore new data sources to improve credit models and credit insights
- Apply innovative thinking and analytical techniques to improve model performance and development processes
- Identify areas which require data remediation and proactively engage with internal stakeholders to address them
- Develop new credit risk strategies to mitigate against emerging market risks and existing portfolio performance and deploy credit risk models and strategies on new and existing risk systems
To be successful in this role you should meet the following requirements:
- A background in quantitative or technical field is essential for example mathematics statistics or econometrics.
- Experience of developing and monitoring credit risk decisioning models such as aquisition or behaviour scorecards or regulatory models such as PD EAD and LGD
- Strong data management skills with a good understanding of statistics and familiarity with sophisticated tools for numerical analysis
- Programming skills in Python is essential with SAS and SQL knowledge being advantageous
- Ability to progress multiple tasks at the same time to support successful delivery of projects within an agreed time scale
- Creative problem solving skills with a track record of challenging the status quo to deliver improved ways of working
- Ability to prepare clear and effective presentations documentation and analysis
Opening up a world of opportunity.
Being open to different points of view is important for our business and the communities we serve. At HSBC were dedicated to creating diverse and inclusive workplaces - no matter their gender ethnicity disability religion sexual orientation or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities long term conditions or neurodivergent candidates who meet the minimum criteria for the role.
Ifyouhaveaneedthatrequiresaccommodationsor changes duringtherecruitmentprocess please get in touch with our Recruitment Helpdesk:
Telephone: 44
Required Experience:
IC
Key Skills
- ISO 27001
- Microsoft Access
- Risk Management
- Financial Services
- PCI
- Risk Analysis
- Analysis Skills
- COBIT
- NIST Standards
- SOX
- Information Security
- Data Analysis Skills
About Company
HSBC Holdings plc is a British multinational investment bank and financial services holding company. It was the 7th largest bank in the world by 2018, and the largest in Europe, with total assets of US$2.558 trillion.
