Payment Architect

Title: Payment Architect

Experience: 10 Years

Location: Miami FL Day 1 Onsite (5 Days a week)

Job description

SUMMARY:

The Enterprise Solutions Architect (Payments Platform) will leverage and use technology solutions to enable the organizations future-state business capabilities that in turn drive the organizations targeted outcomes.

The architect will facilitate and orchestrate the delivery of solutions pertained to payment systems.

This individual creates deliverables that help develop a direction for managing the organizations portfolio of to be and as is solutions -- including systems (meaning not just applications but also processes and information) shared infrastructure services and shared application services and components to better match targeted business outcome objectives.

Solutions architecture will entail both application and infrastructure architecture both of which will fall under the purview of the Enterprise Solutions Architect.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.

Other duties and special projects may be assigned.

Understand business drivers and business capabilities (future and current state) and determine corresponding enterprise system designs and change requirements to drive the organizations targeted business outcomes

Designs and lead the implementation of a solutions architecture across a group of specific business applications or technologies based on enterprise business strategy business capabilities and business requirements

Manages and develop the architecture for a broader scope of projects working closely with application architects that manage and design architecture for a single project or initiative

Provides consulting support to application architects within projects to ensure the project is aligned with the overall enterprise architecture

Monitors the current-state solution portfolio to identify deficiencies through aging of the technologies used by the application or misalignment with business requirements

Understand payment technology trends and the practical application of existing new and emerging technologies to enable new and evolving business and operating models

Analyzes the business-IT environment (run grow and transform the business) to detect critical deficiencies and recommend solutions for improvement (systems of record differentiation and innovation).

Analyzes the technology industry competitors and market trends and determine their potential impact on the enterprise.

Defines the principles guidelines standards and solution patterns to ensure solution decisions are aligned with the enterprises future-state architecture vision.

Assists in the development of a roadmap for the evolution of the enterprise application portfolio from future to current state (as defined by the solutions architecture)

Facilitates the evaluation and selection of software product standards and services as well as the design of standard and custom software configurations

Consults with application and infrastructure development projects to fit systems or infrastructure to architecture and identify when it is necessary to modify projects to accommodate the solutions architecture

Identifies the organizational impact (for example on skills processes structures or culture) and financial impact of the solutions architecture

Documents all solution architecture design and analysis work

Works closely with the project management office (PMO) to ensure the execution of plans corresponds with what is being promised

Adheres to and complies with applicable federal and state laws regulations and guidance including those related to anti-money laundering (i.e. Bank Secrecy Act US PATRIOT Act etc.).

Adheres to Bank policies and procedures and completes required training.

Identifies and reports suspicious activity.

EDUCATION

Bachelors Degree or higher in Computer Science or related Experience:

15 years experience in Banking industry Payment Solutions required

5 years experience in at least two IT solution development disciplines including technical architecture cloud architecture application development middleware or database management required

Experience in Payment platforms and good understanding of products supporting real time payments must

Familiarity with Fiserv Portfolio or an equivalent preferred

Experience implementing and/or projects involving ACH Wire RTP SWIFT (WIRE and RTP MANDATORY)

Experience with ISO 20022

Experience implementing and/or integrating with Plaid Venmo and/or Zelle

Experience with SCRUM and preferably SAFe frameworks

Experience with the following architectures and patterns: * REST APIs SOAP Pub-Sub messaging * Data ingestion and integration * Microservices & containers * Cloud native application architecture and design preferably on Amazon AWS * Relational and NoSQL databases * OLAP and OLTP capabilities and workload planning * Single page application architecture and design * Integration with Commercial off The Shelf applications preferred

Experience in defining and maintaining Living Target Enterprise Architectures with using tools like BizzDesign Lucid or Archi required

Experience with UML BPMN or preferably ArchiMate modelling notations preferred

Experience in defining and executing Stress Performance Load tests and Systems Capacity planning preferred

Experience in designing and implementing HA architectures preferred

Exposure to multiple diverse technologies and processing environments

CERTIFICATES LICENSES REGISTRATIONS

ISC2s CISSP ISACAs CISA The Open Groups TOGAF SANS GAIC ISACAs CISM preferred

Knowledge Skills And Abilities

Good understanding of strategic and new and emerging technology trends and the practical application of existing new and emerging technologies to new and evolving business and operating models

Understanding of agile methods and processes and capability of supporting agile project teams by providing advice and guidance on opportunities impact and risks taking account of technical and architectural debt

Exceptional interpersonal skills including teamwork facilitation and negotiation

Strong leadership and customer service skills

Excellent written and verbal communication skills

Excellent planning analytical and organizational skills

Knowledge of financial models and budgeting

Desire to learn and keep up with technology trends

Ability to scale up and down the organization levels to have candid conversations in both technology and business areas

Ability to understand the long-term (big picture) and short-term perspectives of situations

Ability to translate future-state business capabilities and requirements into solution architecture requirements