Loan Officer Relationship Manager

Career Opportunity: Loan Officer / Relationship Manager with Cincinnati Development Fund in Cincinnati OH

Are you a creative and civically engaged community development finance professional with experience originating underwriting and structuring financial products Are you looking for a meaningful opportunity to work collaboratively with partners to structure and deploy capital that strengthens neighborhoods and improves lives If so Cincinnati Development Fund has an exciting opportunity for you.

As the Loan Officer / Relationship Manager you will lead the commercial real estate lending process by originating evaluating and structuring loans. You will act as the main point of contact for borrowers guiding projects from initial lead generation through closing.

Other responsibilities include:

• Originate missionaligned loans by managing an existing customer base and developing new relationships through active business development and participation in industry and community events.
• Serve as a trusted resource to borrowers by maintaining strong knowledge of loan products and programs and providing guidance throughout the lending process.
• Collect analyze underwrite and structure loan requests in alignment with CDFs risk profile and Loan Committee and Board expectations.
• Partner with Credit staff to prepare and present loan packages to the Loan Committee and Board and clearly communicate loan decisions to borrowers.
• Prepare preliminary and final commitment letters that accurately reflect approved terms and conditions.
• Support loan closings in accordance with CDFs lending policies including coordination with legal counsel and participating banks as applicable.
• Collaborate with the Construction Manager and Portfolio Manager to support construction loan disbursements monitoring and conversion to permanent financing.
• Assist with ongoing portfolio monitoring and resolution of troubled loans as needed.
• Build and maintain strong relationships with borrowers internal teams and public private and community partners.
• Stay current on real estate development lending practices through ongoing professional development.

Qualifications :

Qualifications:

• Bachelors degree in business finance real estate or a related field with at least 3 years of experience in community development commercial real estate finance banking or a similar field (6 years for Senior LO/RM).
• Experience in real estate lending preferably within the community development or CDFI space.
• Knowledge of community development financing tools and resources (NMTC LIHTC Historic Tax Credits and other local state and federal programs).
• Ability to analyze financial statements and apply established underwriting criteria and risk profiles.
• Strong sales customer service and relationshipbuilding skills.
• Highly organized with strong timemanagement skills and attention to detail.
• Collaborative team player with a positive attitude and strong interpersonal skills.
• Proficiency in Microsoft Office (Word Excel Outlook PowerPoint).
• Passion for community and economic development including affordable housing.
• Experience with affordable housing programs and developing partnerships to support affordable housing lending preferred.
• Nonprofit or missiondriven lending experience preferred.
• Professional certification in community or economic development finance (Grow America Novogradac IEDC NeighborWorks or similar).

Additional Information :

Apply online at  join a great team!

Remote Work :

No

Employment Type :

Full-time