Loan Documentation Manager
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Job Location:
Monthly Salary:
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
What we do
Aion belongs to one of the largest financial groups in Europe serving over 15 million Clients including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams acting as the Groups pan-European innovation hub.
We are creating ultra-fast and transparent banking with an all-in-one application and new opportunities for all Clients - individual business and corporate.
Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration engagement and achieving ambitious goals.
We are looking for a Loan Documentation Managerto join us at this pivotal moment share our vision and help shape the future of European banking.What you will be doing
Role Purpose
As the Loan Documentation Manager you will lead theVerification Unit. Your mission is to guarantee the authenticity and consistency of all supporting documents submitted by Retail and SME applicants. You are the frontline defense against identity theft and documentary fraud ensuring that the financial data used by our Credit Analysts is 100% verified and truthful.
Key Responsibilities
1. Documentary Fraud Detection
Verification Excellence:Establish the protocols to verify the authenticity of Spanish-specific documents: DNI/NIE Nóminas Vida Laboral Modelos de IVA (303/390) and Impuesto de Sociedades.
Forensic Analysis:Identify signs of digital manipulation (OCR tampering Photoshopped documents) and cross-reference data with external sources (Social Security Tax Agency).
2. Process Workflow & Efficiency
SLA Management:Ensure that the document verification process is seamless and fast avoiding bottlenecks in the customer journey from Application to Analysis.
OCR & Automation:Collaborate with the tech team to optimize the Optical Character Recognition (OCR) tools ensuring high accuracy in automated data extraction.
3. Policy & Quality Control
Verification Checklist:Define the Minimum Document Set for each product (Unsecured Mortgage SME) and the criteria for what constitutes a valid document.
Discrepancy Resolution:Act as the final judge when there is a mismatch between the data declared by the customer and the evidence found in the documents.
4. External Coordination
Third-Party Providers:Manage the relationship with external verification or Check-it services and ensure they meet our quality and security standards.
Skills you should have
Experience:5 years inLoan Processing KYC or Underwriting Supportin a high-volume Spanish bank or Fintech.
Specialized Knowledge:Expert-level understanding of Spanish labor and tax documents (how a real payroll looks how to read a Vida Laboral tax settlement codes).
Eye for Detail:High capacity to detect anomalies and patterns of fraudulent behavior.
Languages:Professional working proficiency inEnglish(to report on fraud trends and verification efficiency to HQ).
What we offer
We provide our team members with Apple MacBooks to ensure a seamless work and superior user experience.
Flexible Work Model: We offer a hybrid approach with a monthly allowance to support your home office costs
Health & Wellbeing: You and your closest family (spouse and dependents) will be covered by comprehensive private healthcare.
Meal Support: We help fuel your day with meal vouchers.
Our note to you
Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us we encourage you to apply - even if youre not 100% sure. We are interested in getting to know you and learning about what you bring to the table.
Please note that we may close a job posting early if we receive a large number of exceptional applications.
Good luck!
About us
Required Experience:
Manager
Key Skills
- Information Management
- Adobe Acrobat
- Continuous Improvement
- Records Management
- Assembly Experience
- User Acceptance Testing
- Project Engineering
- Sharepoint
- Filing
- Document Management Systems
- Mentoring
- Document Management
