At Prodigal we are building AI Agents for loan servicing and collections. Founded in 2018 by IITB alumni our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades. We are backed by Y Combinator Accel and Menlo Ventures.

Today we stand at the forefront of a seismic shift in the industry building Agentic AI applications for consumer finance. Powered by our cutting-edge platform Prodigals Intelligence Engine (PIE) were creating the next-generation agentic workforce - one that empowers companies to achieve unprecedented levels of operational excellence and intelligence.

With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America weve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience coupled with our trusted customer relationships uniquely positions us to build Agentic AI applications that will revolutionize the future of consumer finance.

At Prodigal we are driven by a singular unrelenting purpose: to transform how consumer finance companies engage with their customers and in turn drive successful outcomes for all.

About the Role

This is not a traditional engineering role. This is a seat at the table.

You will work directly with Prodigals CTO across the full breadth of building a frontier AI company technical roadmap AI projects customer conversations GTM collaboration hiring and everything in between. Think of it as an accelerated apprenticeship for a future CTO or technical founder. You will be handed ambiguity context and trust and expected to run with it. Over one year you will touch more dimensions of company building than most engineers see in a decade.

We are looking for someone in explore mode technically sharp intellectually restless and hungry to understand how great companies are built from the inside.

What Youll Own

AI Projects & Technical Execution

• Lead high-priority AI projects end-to-end voice AI LLM reasoning evaluation frameworks and agentic systems from research to production
• Work hands-on with frontier models prompt engineering real-time voice pipelines and PIE Prodigals Intelligence Engine powering millions of live consumer finance conversations
• Evaluate emerging AI capabilities and support pragmatic build-vs-integrate decisions alongside the CTO

Strategy Customers & GTM

• Participate in roadmap discussions competitive analysis and translating customer insights into engineering direction
• Join customer conversations and escalations; collaborate with Sales Marketing and Customer Success on technical enablement and thought leadership that represents Prodigal at the cutting edge

Hiring Culture & Operations

• Participate in recruiting evaluating submissions interviewing building assessment frameworks particularly for campus hiring from premier institutions
• Be a sounding board for architectural decisions tradeoffs and team dynamics; help identify gaps before they become problems

What You Bring

• Strong CS fundamentals with hands-on Python and/or TypeScript you write clean production-ready code
• 0 to 5 years of experience; in explore mode not exploit mode still building still hungry not optimizing a narrow lane
• Genuine curiosity about AI you read papers build side projects and form opinions about where the technology is heading
• High bias for action comfort with ambiguity and clear communication across engineers customers and executives
• A builders mentality youve made things that required sustained effort to bring into existence

Even Better

• Hands-on experience with LLMs prompt engineering evaluation fine-tuning or building LLM-powered applications
• Exposure to voice AI real-time systems or agentic architectures
• Considering a Masters in CS or AI or recently completed one

Why This Role

Compounding Learning at an Uncommon Pace

Most early-career engineers spend years getting depth in one domain. This role gives you breadth and depth simultaneously AI product customers hiring company building all in one year directly alongside a technical co-founder.

Proximity to the Frontier

Voice AI that reasons decides and acts in real-time financial conversations is one of the hardest applied AI problems being worked on right now. You will be building it not reading about it.

A Blueprint for What You Want to Become

Whether you want to be a CTO a technical founder or a world-class AI researcher this role is designed to accelerate that path. Real ownership real stakes increasing responsibility as you demonstrate it.

Job Benefits:

• World-class team- Youll get the chance to learn from (and teach) some of the brightest and most skilled people youll ever meet. Our team members have been part of BCG Deloitte EY Blackstone Meta Amazon and are IIT IIM BITS alumnus.
• Continuous education- As relentless seekers of knowledge we sponsor and support any training materials books courses and exam fees for upskilling yourself in areas related to your role - but thats not where it ends. If you make a good case for some extra learning were delighted to foot the tab.
• Food at the office Meals are on us. We wont let your stomach grumble while you hustle.
• Health insurance- Health always comes first. The health of your family is as important to us as it is to you. We offer insurance coverage for both you and your family.
• Flexible schedule- Were not a clock in clock out company. Morning person Start work while the worlds still sleeping. Night owl Ramp things up while others are winding down. Youre fully trusted to create the right conditions for your own personal peak productivity. We only ask that you be available to your teammates for seamless collaboration.
• Generous leave policy- Take all the time you need to recharge your batteries - no cap on vacation allowance here. Because a rested relaxed and refreshed mind is a happy and effective mind.
• Recreation & team activities We regularly indulge in friendly football table tennis cooking sessions and challenge each other to do those extra push ups or chug that 4^thdrink (of course thats Nimbu Pani)

Meet Sangram - (Cofounder and CTO) and hear his vision for Prodigal below (01:38)

From day 1 Prodigal has been defined by talented humble and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced intellectually-stimulating environment where you will be pushed to grow then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.

To learn more about us - please visit the following:

Our Story - shapes our thinking - website - Experience:

Founder