Credit Analyst (Financial Service)

Jakarta - Indonesia

Monthly Salary: Not Disclosed

Posted on: 10 hours ago

Vacancies: 1 Vacancy

Job Summary

Mekari is Indonesias no. 1 Software-as-a-Service (SaaS) company. With our ecosystem of software solutionsincluding Mekari Jurnal Mekari Talenta Mekari Qontak and Mekari Flex we aim to facilitate entrepreneurs and leaders as they accelerate the digital transformation of their businesses.

In our 10 years of journey we have reached over 1 Million platform users and were not planning to stop any time soon. We need more people like you: builders and owners with calculated ambition who are eager to grow and create their #BiggestImpact.

Job Summary:

Mekari Financial Services is seeking a Credit Risk Analyst with 1-3 years of experience to join our dynamic team. The successful candidate will have a keen eye for detail a strong understanding of financial statements and a passion for evaluating the financial health of businesses. This role is crucial in supporting our companys mission of providing top-tier lending services to our business clients by ensuring we make well-informed lending decisions.

Key Responsibilities:

Financial Statement Analysis:Review and analyze business financial statements including balance sheets income statements and cash flow statements.
Credit Risk Assessment:Evaluate the creditworthiness of potential clients by determining their financial stability liquidity profitability and payment history.
Loan Recommendation:Prepare detailed credit memo to our committee that include recommendations for loan approvals modifications or rejections based on a thorough analysis.
Ongoing Portfolio Management:Monitor and manage existing loan portfolios to identify any potential risks or changes in clients financial positions.
Market Trend Analysis:Stay updated with market trends and economic indicators that could affect the credit risk associated with current and potential clients.
Collaboration:Work closely with the sales and loan processing teams to expedite loan processes and ensure that credit policies are adhered to.
Continuous Learning:Stay updated with industry best practices regulations and new analytical techniques to enhance the credit evaluation process.

Qualifications:

Bachelors degree in Finance Economics Accounting or a related field.
1-3 years proven of experience as a credit analyst preferably in SMEs would be an added advantage.
Positive attitude and self-motivated
Proficiency in analyzing financial statements and understanding financial ratios.
Strong analytical problem-solving and decision-making skills.
Ability to work independently and handle multiple projects concurrently.
Excellent verbal and written communication skills.
Knowledge of industry-specific software and tools is a plus.

What You Will Get:

1. Competitive salary daily allowance.
2. Premium private health insurance (outpatient inpatient maternity dental).
3. Early access to salary flex installment (employee loan) via Mekari Flex.
4. Allowance for sports activities and glasses/contact lenses.
5. Flexible working hours and remote work culture with free co-working space services.
6. Annual and unpaid leaves from day 1 of join date unlimited sick leave with doctor note.
7. Notebook Ownership Program.
8. Strategic office location accessible by MRT.
9. Friendly and dynamic work environment.
10. Opportunity to take part in growing Indonesias no. 1 SaaS company

Our team will review your application and will be in touch if your application is shortlisted to the next stage. If you do not hear from us in 30 days we will keep your resume on file in case a relevant opportunity opens up.

Dont forget to check our Recruitment FAQ at ENG or INA to find the answers to commonly-asked questions regarding our recruitment process.

We wish you the best. Hope to see you around soon!

Required Experience: