Advanced Markets Underwriting Director

The Opportunity: At Equitable we believe great things happen when we work together. Were a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If youre passionate about making a difference and growing your career in an inclusive and collaborative environment wed love to hear from you. Our culture is built on care passion and curiosity. We put people above all else strive to be our best and welcome new ideas to deliver positive this role you will take case-level ownership of Advanced Markets files up to $200M holistically assessing complex insurance structures medical information and financial scenarios to determine appropriate risk classifications. You will also serve as a mentor and informal leader within the Underwriting team sharing expertise on advanced market cases and supporting the development and succession of critical technical knowledge. This position requires exceptional communication and casemanagement skills balancing a strong clientfocused approach with sound riskappropriate underwriting decisions that maintain Equitables competitive position in the one of the regions top employers and be part of something that truly makes a Arrangements:You will work from your home office 100% of the time. You maybe requiredto be in-person at our office in Waterloo ON or another assigned location within the Waterloo Region on an as needed basis. Sales related roles may berequiredto travel based on the youll do:Underwrite complex UHNW cases by reviewing and analyzing medical personal legal and financial information assessing risks on applications with face amounts up to $ a hightouch conciergelevel experience to UHNW clients while ensuring underwriting decisions align with Equitables pricing and risk and maintain exceptional relationships with Advisors their teams and external professionals such as family office and client service strong partnerships with Distribution and internal colleagues to support seamless clientfocused underwriting effectively with reinsurers pricing vendors and internal partners to deliver competitive decisions and optimal solutions for the client Equitable and timely turnaround and uphold service standards for all UHNW underwriting as a steward of the UHNW business by identifying risks collaborating with senior leadership and technical experts and ensuring sound risk with the Technical Risk Team Compliance Claims Legal and Operations on complex cases and specialized underwriting to a positive team environment through active participation knowledge sharing mentorship case clinics and continuous development industry trends and evolving underwriting practices sharing insights and recommendations with the Chief Underwriter and senior leadershipWhat youll bring:A minimum of 10 years as an Individual Underwriter with Advanced Markets experienceDeeply understands the market has awareness of trends and emerging risks and brings forward recommendations helping to maintain profitable mortality & morbidity experienceExpertise in compliance claims rescission fraud and legal implications associated with underwritingExpert knowledge/experience in all aspects of risk assessment: medical non-medical foreign travel financial underwriting principalsExpert knowledge of retention management Expert knowledge of the reinsurance marketplaceDelivers competitive underwriting decisions while balancing solid risk assessmentAbility to anticipate negotiate and drive outcomes through a client-first mindsetProven leadership and or mentorship experience in developing underwriters especially in the Large Case in assessing risk and applying guidelines in with exceptional analytical judgement and problem-solving skillsCollaborative to forge partnerships with advisor and distribution teams Drive toward client-focused outcomes with an ability to identify and appropriately mitigate risks in a multi-market/segment businessHas an entrepreneurial spirit and possess the communication skills and confidence to engage with senior level clients and colleaguesSelf-sufficient and resourceful professional who demonstrates flexibility and efficient time management skillsStrong presentation and influencing skills with the ability to represent our underwriting expertise and build trusted relationshipsMentor develop and inspire less experienced underwriters ensuring continuity of expertise and readiness of future talentWorking toward or completion of FALU FLMI and ACS Whats in it for you:Career Growth: Regular learning sessions and developmentopportunitiesTotal Rewards: Incentive pay annual salary reviews employer-paid benefits and pensionmatchingTime Away: Competitive vacation plus one paid volunteer day each yearFlexibility: Healthy work-life balance with employee wellness always top of mind complemented by a dress for your day approachAt Equitable were committed to fair pay and an inclusive accessible hiring experience. If you need accommodations or alternative formats at any stage just reach out to us at Were happy to base pay will be based on your skills qualifications experience and addition to your salary this role is eligible for a discretionary annual incentive award tied to business performance plus a wide range of competitive benefits. If youre selected to move forward our Talent Acquisition team will walk you through all the details of our total rewards program so you know exactly whats To:Underwriting and Claims Vice PresidentDepartment:Individual InsuranceTerm:Permanent Full-Time