Actuarial Analyst

Sarasota, FL - USA

Monthly Salary: Not Disclosed

Posted on: 30+ days ago

Vacancies: 1 Vacancy

Job Summary

Arbol is a global climate risk coverage platform and FinTech company offering full-service solutions for any business looking to analyze and mitigate exposure to climate risk. Arbols products offer parametric coverage which pays out based on objective data triggers rather than subjective assessment of loss. Arbols key differentiator versus traditional InsurTech or climate analytics platforms is the complete ecosystem it has built to address climate risk. This ecosystem includes a massive climate data infrastructure scalable product development automated instant pricing using an artificial intelligence underwriter blockchain-powered operational efficiencies and non-traditional risk capacity bringing capital from non-insurance sources. By combining all these factors Arbol brings scale transparency and efficiency to parametric coverage.

Were looking for a talented actuarial analyst to support core actuarial work across pricing reserving reinsurance analytics and portfolio management. Youll work primarily on homeowners policies in coastal southern states while supporting our growth into new lines and territories. A key part of this role is helping translate complex actuarial processes into scalable automated workflows by partnering closely with our AI and engineering teams. The ideal candidate takes real ownership of their work builds clean and rigorous analyses with sometimes imperfect data and is comfortable working in Python as a core part of their toolkit.

What Youll Be Doing

Pricing & Rate Indications

-Develop rate indications and pricing analyses (e.g. territory deductible and other rating factors).

-Monitor rate adequacy loss trends inflation impacts and emerging experience.

-Build and maintain pricing tools exhibits and documentation used for internal decisions and regulatory filings.

Reserving & Loss Analytics

-Perform quarterly reserve analyses (e.g. triangles ultimate loss selections IBNR diagnostics) for homeowners and related lines.

-Monitor loss emergence claim severity/frequency trends and CAT vs non-CAT performance.

-Partner with Claims and Finance to reconcile results investigate drivers and improve data quality.

Reinsurance Analytics & Reporting

-Support reinsurance reporting and analytics (e.g. ceded loss estimates billing treaty performance monitoring).

-Help evaluate reinsurance program impacts on earnings volatility capital and tail risk.

Actuarial Process Automation & AI Partnershi
-Learn Lilypads actuarial processes end-to-end and identify opportunities for automation (e.g. gross-to-net loss calculations reserve workflows).

-Serve as a bridge between the actuarial and AI/engineering teams translating actuarial logic into requirements that can be built into automated tools.

-Write and maintain Python-based workflows to streamline recurring analyses; collaborate with the AI team on tool development.

Portfolio Management & Performance Monitoring

-Build recurring dashboards and deep-dives on portfolio performance: loss ratio decomposition retention mix shift underwriting actions and segment performance.

-Support scenario analyses (e.g. catastrophe load sensitivity trend sensitivity rate change impacts).

Cross-Functional Support

-Collaborate with Underwriting Claims Finance Data/Engineering and Leadership on special projects (product changes underwriting guidelines new territories/segments vendor evaluation etc.).

-Contribute to process improvements automation and better controls/documentation.

What Youll Need

-Bachelors degree in Actuarial Science Mathematics Statistics or related quantitative field

-Proficiency in Python & Excel

-1-4 years of P&C actuarial experience (homeowners preferred).Progress towards CAS credentials: at least 2 exams passed; more is a plus.
-Strong analytical and problem-solving skills; able to communicate findings clearly to non-technical stakeholders.

Whats Great to Have

-Homeowners experience: catastrophe exposure weather/CAT analytics inflation/trend work or rate filing support.

-Experience with reserving methods (e.g. chain ladder/BF/Cape Cod style approaches) and/or pricing indications.

-Familiarity with reinsurance structures (quota share XoL cat programs) and basic ceded reporting concepts.

-Experience building repeatable analytics (dashboards automated data pulls version-controlled workflows).

-Knowledge of policy/claims data structures and common insurance KPIs.

$70000 - $95000 a year

Candidates for this role must be located within the United States.

Essential Job Functions & Physical Requirements

Ability to sit for extended periods of time while working at a computer with or without reasonable accommodation

Ability to use a computer keyboard mouse and standard office equipment (e.g. phone printer scanner)

Ability to view a computer screen for prolonged periods with or without reasonable accommodation

Ability to communicate effectively in person by phone and via email

Ability to occasionally stand walk bend and reach within an office environment

Ability to lift and/or move up to 1015 pounds occasionally (e.g. office supplies files) with or without reasonable accommodation

Ability to perform repetitive motions such as typing or data entry

Ability to maintain focus and attention while performing detailed tasks

Interested but you dont meet every qualification Please apply!

Arbol values the perspectives and experience of candidates with non-traditional backgrounds and we encourage you to apply even if you do not meet every requirement.

Accessibility

Arbol is committed to accessibility and inclusivity in the hiring process. As part of this commitment we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you require an accommodation to apply or interview please contact emailprotected

Benefits

Arbol is proud to offer its full-time employees competitive compensation and equity in a high-growth startup. Our health benefits include comprehensive health dental and vision coverage and an optional flexible spending account (FSA) to support your health. We offer a 401(k) match to support your future and flexible PTO for you to relax and recharge.

Equal Opportunity Employer

Arbol is an Equal Opportunity Employer and does not discriminate on the basis of race color religion sex (including pregnancy sexual orientation or gender identity) national origin age disability veteran status or any other legally protected status.

Arbol participates in the E-Verify program to confirm employment eligibility.

We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.

Required Experience: