Product Analyst 4 (MEM)

ABOUT TIDE

At Tide we help SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting.

Tide is transforming the small business banking market with over 1.8 million members globally across the UK India Germany and France.

Using advanced technology all solutions are designed with SMEs in mind. With quick onboarding low fees and innovative features we thrive on making data-driven decisions to serve our mission: to help SMEs save both time (and money) so they can get back to doing what they love.

Tide facts:

• Tide is available for UK Indian German and French SMEs
• Over 1.8 million members: 800000 UK andin India and growing rapidly
• Over $300 million raised in funding
• Over 2500 Tideans globally - were diversity champions!
• We have offices in Central London with a member support and technology centre in Sofia Bulgaria technology centres in Serbia Romania Lithuania and Hyderabad and offices in Gurugram and New Delhi and in Berlin Paris and Luxembourg.

ABOUT TIDE:

At Tide we are building a finance platform designed to save small businesses time and money. We provide our members with business accounts and related banking services but also a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017 Tide is now used by over1 million small businesses across the world and is available to UK Indian and German SMEs. Headquartered in central London with offices in Sofia Hyderabad Delhi Berlin and Belgrade Tide employs over 2000 employees.

Tide is rapidly growing expanding into new markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

ABOUT THE TEAM:

The Member Engagement (MEM) Team at Tide operates as a horizontal cross-functional function focused on Personalisation and Platform Product Connectivity.

As Tide evolves into a Business Management Platform the MEM team plays a critical role in:

• Connecting products across the platform (banking payments lending accounting etc.)
• Driving intelligent personalisation across onboarding and in-product journeys
• Improving activation engagement and revenue through experimentation
• Ensuring cohesive platform experiences rather than siloed feature optimisation
• This is a high-impact cross-functional role partnering with Product Growth Engineering Design and Leadership teams to shape product direction using data.

ABOUT THE ROLE:

We are hiring an Analyst to act as a thought partner to Product Managers shaping product direction through rigorous experimentation structured problem-solving and deep behavioural insight.

You will work on platform-level problems such as:

• Improving onboarding conversion and activation
• Driving cross-product adoption
• Personalisation effectiveness
• Connecting leading indicators to revenue and LTV
• The expectation is strong ownership high independence and the ability to operate in ambiguity.

Some of the things youll be doing:

• Product Analysis & Optimisation: Conduct hypothesis-driven deep dives into existing product data to identify user pain points quantify the size of the problem and propose actionable solutions.

Product Discovery & Opportunity Sourcing: Lead hypothesis-driven exploration working with product and business teams to help uncover new product opportunities and validate them through data analysis.

• Product Experimentation: Lead product experimentation efforts helping design and analyse tests to build confidence in the features we invest in. Youll be the go-to expert for product experiments ensuring they provide meaningful data to guide decision-making.
• Product and Feature Performance Review: Collaborate with product teams to establish and measure KPIs that reflect the impact of new features. Your analyses will ensure that product developments solve real user problems and drive increased adoption.
• Goals to KPI Translations: Work with product managers to translate conversion and revenue goals into business KPIs identifying the impact hypotheses that will drive product success. Youll also collaborate with Analytics Engineers to enable seamless KPI reporting through intuitive dashboards.

WHAT WE ARE LOOKING FOR:

• 6 years of experience in Product Analytics ideally within digital SaaS or Fintech environments with clear ownership of experimentation and product impact.
• Strong experience across onboarding activation acquisition and revenue optimisation with the ability to connect these to long-term retention and LTV.
• Advanced proficiency in SQL and hands-on experience with Python (e.g. Pandas NumPy) for experimentation analysis and data manipulation.
• Strong understanding of the end-to-end product lifecycle from discovery and ideation through experimentation iteration and performance review with deep expertise in A/B testing and causal inference.
• Familiarity with key product and commercial metrics such as LTV CAC conversion retention churn and incremental revenue and the ability to link onboarding and growth strategies to overall business outcomes.
• Experience partnering closely with Product Managers influencing roadmap decisions through hypothesis framing opportunity sizing and impact modelling.
• Ability to translate stakeholder goals across varying seniority levels into clear analytical frameworks and measurable KPIs.
• Comfortable leading and solving ambiguous loosely defined problems independently structuring them into actionable analytical approaches.
• Strong communication and storytelling skills with the ability to translate complex analyses into clear decision-driving insights for business stakeholders.
• A self-starter with a strong ownership mindset proactively identifying growth levers and driving initiatives rather than waiting for direction.
• Proven ability to build trusted cross-functional relationships and promote a data-driven decision-making culture across Product Growth and Leadership teams with strong commercial judgment able to balance experimentation rigor with business velocity and prioritisation trade-offs.

WHAT YOULL GET IN RETURN:

Make work work for you! We are embracing new ways of working and support flexible working arrangements. With our Working Out of Office (WOO) policy our colleagues can work remotely from home or anywhere in their assigned Indian state. Additionally you can work from a different country or Indian state for 90 days of the year. Plus youll get:

• Competitive salary
• Self & Family Health Insurance
• Term & Life Insurance
• OPD Benefits
• Mental wellbeing through Plumm
• Learning & Development Budget
• WFH Setup allowance
• 15 days of Privilege leaves
• 12 days of Casual leaves
• 12 days of Sick leaves
• 3 paid days off for volunteering or L&D activities
• Stock Options
  
  

TIDEAN WAYS OF WORKING:

At Tide we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams.

While remote work is supported we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building where we encourage regular in-person gatherings to foster a strong sense of community.

#LI-SW1

TIDE IS A PLACE FOR EVERYONE

At Tide we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity religion sexual orientation gender identity family or parental status national origin veteran neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members diverse needs and lives.

We are One Team and foster a transparent and inclusive environment where everyones voice is heard.

At Tide we thrive on diversity embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity religion sexual orientation gender identity or disability. Our inclusive culture is key to our success helping us build products that meet our members diverse needs. We are One Team committed to transparency and ensuring everyones voice is heard.

• Tide doesnotcharge any fees at any stage of the recruitment process.
• All official Tide job opportunities are listed exclusively on ourCareers Pageand applications should be submitted through this channel.
• Communication from Tide will only come from an official@tide.coemail address.
• Tide does not work with agencies or recruiters without prior formal engagement and we do not authorize third parties to make job offers on our behalf.

If you are contacted by anyone misrepresenting Tide or requesting payment please treat it as fraudulent and report it to us immediately at
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