WB Models Structuring and Advisory Specialised Lending Models

Structuring & Advisory WB Models (GJA 18)
We are looking for a Structuring and Advisory WB Models Expert who will act as FO representative for the implementation of Specialised Lending Credit Risk Models.

You will drive the full implementation of a new Credit Risk Model for the Specialised Lending business portfolio. You can drive optimization initiatives for improving RWAs and profitability. You help WB in realizing an RWA light high profitability business model. You will anticipate on unforeseen events and regulatory changes and identifies structural improvements. Together with the team you will orchestrate the development and implementation of the respective Credit Risk Models while safeguarding the wider WB strategy. You will anticipate complex issues across the model life cycle including resolution of internal and ECB Findings and deliver according to regulatory timelines and business requirements.

The team
You will be part of the WB Capital and Models team whereby the Expert team Specialized Lending is from a business perspective responsible for the redevelopment of credit risk models for the Project Finance Object Finance Commercial Property Finance and Trade Commodity Finance portfolios. The End-to-End Orchestration will be executed in close cooperation with FO COO Risk Integrated Risk and Model Validation.

Roles and responsibilities

• Perform business analysis activities orchestrate E2E testing activities and with your deep knowledge of the underlying IT systems and processes you will advise on process improvements in the Model Life Cycle process.
• Orchestrate analysis activities required for the successful implementation of the respective Credit Risk Models while safeguarding the wider WB strategy.
• Refine and translate new business policy or regulatory requirements into deliverables and roadmaps.
• Design smart solutions and align with the appropriate delivery organizations for the respective implementation.
• Ensure performance & User Acceptance testing manage run (maintenance) and responsible for impact analysis due to changes.
• Identify opportunities to increase efficiency streamline processes and volume based on analyses of the product portfolio.
• Identify shortcomings in current processes systems and procedures and suggest and implement appropriate improvements.
• Build a network within the FO organization to ensure that E2E process improvements regarding our default scoping and pricing processes can be quickly adopted and embedded within the FO.

How to succeed
We hire smart people like you for your potential. Our biggest expectation is that youll stay curious. Keep learning. Take on return well back you to develop into an even more awesome version of yourself.

We are looking for a candidate with the following knowledge and experience:

• Experience working with Credit Risk models and/or capital related processes
• Proven track record of successful projects and/or implementations of business requirements..
• Proficient in performance & User Acceptance testing including maintenance of and impact analysis due to the respective changes.
• Strategic business perspective good knowledge and understanding of WB processes (Front Office and Transactional Risk experience).
• Experience working with the Credit Risk and Lending IT systems/architecture.
• Understanding and knowledge of credit risk model methodology and key concepts (e.g. PD EAD LGD)
• Organizational sensitivity to act within complex stakeholder environments across business lines and across end-to-end value chain.
• Excellent communicator ability to take knowledge from experts make complex simple and convey the message in a convincing way to stakeholders with diverse backgrounds.
• Proven problem-solving skills and good with data.
  

Rewards and benefits
We want to make sure that its possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.

The benefits of working with us at ING include:

• 25-28 vacation days depending on contract
• Pension scheme
• 13th month salary
• 8% Holiday payment
• Hybrid working
• Personal growth and challenging work with endless possibilities
• An informal working environment with innovative colleagues

About us
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